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11683 Cold Creek Court

Zionsville, IN 46077

ActiveListed Dec 1, 2025 · 293 days on market

Key facts

Beds
6
Baths
7 full · 2 half
Living area
8,000 sqft
Lot
0.89 acres
Year built
2025
Type
Residential · Single Family Residence
Stories
Three or more
Garage
4 spaces
MLS #
22016372
County
Hamilton
Subdivision
Waterfront of West Clay
New construction
Yes

About this home

Enjoy living in Carmel's premier community Waterfront of West Clay located in the highly sought-after gated island area with only 23 lots where luxury living meets breathtaking views of the 30-acre lake. This exquisite 6-bedroom, 7 full baths with two 1/2 baths, lakefront home offers a perfect blend of luxury, comfort, and tranquility. Built by the widely renowned Paul Shoopman Homes, this home boasts over 8,000 square feet of meticulously designed living space. The heart of the home is a gourmet kitchen with a separate scullery for prep, complete with upgraded appliances and ample counter space, perfect for casual dining and gourmet meal preparation. An air driven glass elevator connects all three floors, and the open-concept layout flows into a spacious living area with sweeping lakefront views. Retreat to the owner's suite, which boasts a generous sitting area, a Frank Lloyd Wright floating concrete patio and firepit, and absolutely magical lake views!! The ensuite bath features luxurious finishes for a spa-like experience. The home also includes a fully finished walk-out basement with a home theater, gym, recreation room pre-wired for a golf simulator with huge wet bar for entertaining and a versatile flex room. Enjoy outdoor living with a private swimming pool with its own outdoor pool bath, and private water access! Located in the highly sought-after Carmel Schools, this home sits near top-tier schools, dining, shopping, and entertainment. Don't miss this wonderful opportunity to own a piece of paradise in one of the most coveted neighborhoods in this area. All furniture, furnishings, accessories, and plants are included. Unbelievable seller's financing mortgage rate. Call Kourtney!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerElectric Water HeaterENERGY STAR Qualified AppliancesDisposalMicrowaveOvenConvection OvenRefrigeratorWasher
Interior features
Kitchen IslandElevatorPantryWalk-In Closet(s)Wet Bar
Kitchen
Kitchen Updated
Other rooms and areas
Great Room - 2 StoryLiving Room Formal
Flooring
Hardwood
Basement
Ceiling - 9+ feetFullWalk-Out Access
Fireplaces
1
Fireplace type
Family Room
Laundry
Upper Level
Accessibility
Hallway - 36 Inch WideAccessible Doors
Security
Gated CommunitySmoke Detector(s)
Rooms
17
Main-level bedrooms
1
Condition
New ConstructionUnder Construction

Exterior

Exterior features
Sprinkler System
Patio and porch
Covered
Construction
BrickCement SidingStone
Foundation
Concrete PerimeterFull
Style
ContemporaryFarmhouseTraditional
Parking and garage
AttachedConcreteGarage Door OpenerGatedHeated GarageGarage Faces Side
Pool
In Ground
Private pool
Yes
View
LakeTrees/WoodsWater
Waterfront
Lake PrivilegesLake FrontWater ViewWaterfront
Other equipment
Smoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$2,709 / semi-annually
Lot features
Cul-De-SacCurbsGated CommunitySidewalksMature TreesSee Remarks
HOA fee includes
Association Builder ControlsEntrance CommonEntrance PrivateMaintenanceWalking Trails
HOA amenities
Snow RemovalTrail(s)

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$7,848 / yearTwice the semi-annual installment the listing reports.
Tax year
2024

Estimate your monthly payment

$24,950per month, estimated
Principal and interest $22,507Property tax $654Insurance $1,563HOA $226
20% · $893,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$4,465,000
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