Skip to content

5998 Bear Creek Road

Morgantown, IN 46160

ActiveListed Oct 13, 2025 · 354 days on market

Key facts

Beds
4
Baths
3 full
Living area
4,508 sqft
Lot
17.2 acres
Year built
1989
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22066811
County
Brown
Subdivision
No Subdivision

About this home

Cliff Creek Cabin tourist rental is approved for 10 guests and sits high on a cliff overlooking a meandering creek, rolling countryside and a horse barn with fenced-in pasture. Whether you're sipping morning coffee on one of the 3 decks, casting a line into the lake, or relaxing in the hot tub under the stars, you'll feel worlds away-yet you're just minutes from downtown Nashville and just over an hour to the Indianapolis airport. This 3-story cabin blends rustic charm with thoughtful design. Cathedral ceilings and an adobe-style fireplace lead to an open kitchen featuring granite countertops, a built-in butcher block, and a walk-in pantry. This opens to a dining area and patio doors which flow onto a wraparound deck, featuring a large hot tub and beautiful panoramic views. The Italian style main level bathroom offers a garden tub and is conveniently located near the main level bedroom. Upstairs, 2 generously sized bedrooms provide comfortable retreats, each with warm natural light, sitting areas, and an oversized bathroom with a garden tub and dual-head walk-in shower. Enter the finished walkout basement to find multiple spaces: a family room, game room with pool table, and a lounge area by a Brown County stone fireplace. Doors open to a lower deck, connecting to the upper decks for seamless indoor-outdoor living. One bedroom, a full bath, and a laundry room complete this space. Attached is a two-car garage. This property includes a 4 stall horse barn complete with water, electric and a fenced-in pasture, as well as horse and hiking trails that run throughout the property, including the original stagecoach trail from Chicago to Louisville. Water features include a small wildlife pond, creeks overflowing with geodes, and a spring fed fishing lake. The lake is stocked with varieties of bluegill and bass and has two docks: a large fishing dock and a zip line running dock for lots of summer fun! Offered turnkey, Cliff Creek Cabin is ready to welcome guests.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherMicrowaveRefrigeratorTrash Compactor
Interior features
Breakfast BarCathedral Ceiling(s)Kitchen IslandPaddle FanHi-Speed Internet AvailblPantryWalk-In Closet(s)
Basement
FinishedFullWalk-Out Access
Fireplaces
2
Fireplace type
BasementLiving Room
Rooms
10
Main-level bedrooms
1

Exterior

Exterior features
BalconyFire Pit
Patio and porch
CoveredDeck
Construction
Log
Foundation
Block
Style
Log
Parking and garage
Attached
Spa
See Remarks
Fencing
Gate
View
Creek/StreamPastureTrees/Woods

Systems

Heating
Forced AirPropane
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
Rural - Not SubdivisionMature TreesWooded

Schools

Elementary school
Helmsburg Elementary School
Middle school
Brown County Junior High
High school
Brown County High School
School district
Brown County School Corporation

Taxes

Estimated annual tax
$4,606 / yearTwice the semi-annual installment the listing reports.
Tax year
2024

Estimate your monthly payment

$5,667per month, estimated
Principal and interest $4,940Property tax $384Insurance $343
20% · $196,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$980,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.