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607 E Charles Street

Muncie, IN 47305

ActiveListed Nov 10, 2025 · 268 days on market

Key facts

Living area
4,170 sqft
Lot
0.32 acres
Year built
1855
Type
Commercial Sale · Retail
MLS #
22072739
County
Delaware
Total building area
4,170 sqft

About this home

This Historic property in the east central neighborhood of Muncie has been meticulously maintained and updated in recent years with over $200,000 of improvements added in the last few years. Ready to be used again as retail use or converted into multi-family/Air BNB/VRBO or mixed use with residential on second floor and retail. office or studio space on the first floor. This property is currently zoned R5 (Multi-Family) however it has been used as a retail store for a number of years and prior to retail used as a nursery. Business zoning surrounds the property

Description provided by the listing brokerage.

Interior

Security
Fire AlarmSecurity System

Exterior

Parking and garage
AttachedAsphalt
View
Neighborhood

Systems

Heating
Forced Air
Cooling
Central Air
Utilities
Cable AvailableElectricity ConnectedWater Connected

Lot and HOA

Zoning
R-5

Schools

Elementary school
East Washington Academy
Middle school
Southside Middle School
High school
Muncie Central High School
School district
Muncie Community Schools

Taxes

Estimated annual tax
$324 / yearTwice the semi-annual installment the listing reports.
Tax year
2024

Estimate your monthly payment

$987per month, estimated
Principal and interest $897Property tax $27Insurance $62
20% · $35,600
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$178,000
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