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118 White Horse Lane

Fishers, IN 46038

ActiveListed Jan 22, 2026 · 216 days on market

Key facts

Beds
4
Baths
3 full · 2 half
Living area
5,915 sqft
Lot
1.3 acres
Year built
1975
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22080233
County
Hamilton
Subdivision
White Horse Rapids

About this home

Here's your opportunity to own your own retreat in the city! Captivating and unique, this nearly 6,000 sq. ft. estate sits on a private, wooded 1.3-acre cul-de-sac lot offering the perfect balance of secluded nature and city convenience. Just minutes from shopping, dining, and everyday amenities, this home features unmatched walkability to Riverside Junior High and a local nature preserve. Step inside to a breathtaking family room boasting vaulted ceilings with exposed wood beams, a dramatic floor-to-ceiling stone fireplace, and a wall of picture windows showcasing serene wooded views. The seamless main-level layout includes a formal dining room, an eat-in kitchen, a dedicated laundry room, and a sunroom that opens directly to an expansive deck and screened porch-ideal for outdoor entertaining. The sprawling main-level primary suite includes a versatile sitting area or private office space. Upstairs, find a large en-suite bedroom alongside two additional bedrooms connected by a functional Jack-and-Jill bath, all equipped with generous closets and custom built-ins. The finished walkout basement serves as the ultimate recreational space, complete with a custom bar and massive storage capacity. A 3-car attached side-load garage completes this incredible package. Directly from the cul-de-sac, enjoy neighborhood walking path access to Cheney Creek, perfect for launching canoes or kayaks. Don't miss this rare opportunity! Pay 1.5% less in interest your first year! Seller is offering a credit to cover the cost of a temporary buydown or closing costs. See attached flyer for details.

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherElectric Water HeaterDisposalMicrowaveOvenRefrigerator
Interior features
Attic AccessBath Sinks Double MainHigh CeilingsEat-in KitchenPantryWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillBedroom Other on MainUtility Room
Flooring
Hardwood
Fireplaces
1
Fireplace type
Family Room
Laundry
Connections AllLaundry Room
Security
Security Lights
Rooms
12
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
Gutter GuardsFire PitSmart Light(s)
Patio and porch
CoveredDeckScreened
Construction
Cultured StoneStone
Foundation
Concrete Perimeter
Style
Contemporary
Parking and garage
Attached
View
Creek/Stream

Systems

Heating
DualHeat Pump
Cooling
Central Air
Water
WellPrivate
Utilities
Septic System

Lot and HOA

Lot features
AccessNot In SubdivisionMature TreesWooded

Schools

School district
Hamilton Southeastern Schools

Taxes

Estimated annual tax
$4,720 / yearTwice the semi-annual installment the listing reports.
Tax year
2024

Estimate your monthly payment

$4,705per month, estimated
Principal and interest $4,032Property tax $393Insurance $280
20% · $159,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$799,900
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