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18808 Cromarty Circle

Noblesville, IN 46062

ActiveListed Mar 19, 2026 · 146 days on market

Key facts

Beds
5
Baths
3 full
Living area
2,578 sqft
Lot
0.23 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22090049
County
Hamilton
Subdivision
Settlers Mill
New construction
Yes
Total building area
3,784 sqft

About this home

Yes, I know. You've seen me before. I've been sitting here on Cromarty Circle for a while now, looking pretty, completely move-in ready... and still available. So you're probably wondering the obvious: "What's wrong with this house?" Fair question. The answer? Nothing. I'm essentially brand new - built and never occupied. No mystery repairs. No family moved out because something went wrong. No strange story hiding behind my days on market. My owners simply thought *very* highly of me. Maybe a little too highly. I came to market priced with more confidence than the market was willing to share, and while everyone waited for someone else to make the first move, here I sat. But that's old news. My price has changed. The opportunity has changed. And maybe it's time you looked at me again. I'm a spacious 5-bedroom, 3-bath home with an expanded floor plan, a beautiful upgraded kitchen with quartz countertops, oversized island and upgraded cabinetry, an open main level with LVP flooring, fireplace feature wall, plenty of natural light, and a large unfinished basement ready for whatever you want to make it. I've also got something increasingly hard to find: **space** - inside and out - without waiting months for new construction to be completed. So forget how long I've been listed for a minute. Come walk through me. Because sometimes a great house doesn't sit because there's something wrong with the house. Sometimes the price just needed to catch up with reality. I think we're finally there.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodMicrowaveGas OvenRange HoodRefrigeratorWater HeaterDouble Oven
Interior features
Breakfast BarKitchen IslandEntrance FoyerHi-Speed Internet AvailblEat-in KitchenPantryWalk-In Closet(s)
Other rooms and areas
Bedroom Other on Main
Basement
Ceiling - 9+ feetEgress Window(s)FullRoughed In
Fireplaces
1
Fireplace type
Living Room
Laundry
Upper LevelSinkLaundry Room
Windows
Vinyl Windows
Rooms
12
Main-level bedrooms
1

Exterior

Patio and porch
CoveredPatio
Construction
BrickCement SidingShingle Siding
Foundation
Concrete PerimeterFull
Style
Contemporary
Parking and garage
Attached
View
Neighborhood
Other equipment
Smoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$445 / annually
Lot features
CurbsSidewalksSuburb
HOA fee includes
MaintenanceNature AreaParkPlayground

Schools

Elementary school
Hazel Dell Elementary School
Middle school
Noblesville West Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$10,712 / yearTwice the semi-annual installment the listing reports.
Tax year
2024

Estimate your monthly payment

$3,922per month, estimated
Principal and interest $2,798Property tax $893Insurance $194HOA $37
20% · $111,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$555,000
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