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656 Jefferson Valley

Coatesville, IN 46121

ActiveListed Mar 26, 2026 · 190 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,669 sqft
Lot
0.48 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22091460
County
Putnam
Subdivision
Heritage Lake
New construction
Yes

About this home

PROPOSED LAKEFRONT NEW CONSTRUCTION at Heritage Lake by Dunnhaven Homes! An incredible opportunity to build your dream lakefront home on one of the last remaining waterfront lots in this highly sought-after private community. This prime 0.47-acre homesite (approx. 306' x 68') offers a flat, build-ready front and a gentle slope to the water, ideal for a walkout basement with panoramic lake views. A brand-new dock and concrete golf cart path are already in place, making lake access effortless from day one. Lot price, well, and sewer tie-in are included in the final price. The Whitely model showcases elevated exterior design with a curated color palette, covered outdoor living (per plan), LP SmartTrim, 30-year shingles, and stunning curb appeal. Inside, enjoy 9' ceilings, quartz countertops, 42" soft-close cabinetry, stainless steel appliances (including gas range & refrigerator), a tile shower in the primary suite, water-resistant laminate flooring, plush carpet, decorative lighting, and real wood trim details throughout. Built for efficiency and comfort with the ZIP SystemTM, 96% gas furnace, 14 SEER A/C, R-15/R-38 insulation, Low-E windows with argon gas, LED lighting, air sealing, and passive radon system. Smart features include an On-Q panel with security pre-wire, multiple data outlets, and garage openers with keyless entry. Enjoy peace of mind with pre-construction and pre-drywall meetings, builder walkthroughs, a 2-year workmanship warranty, and a 10-year transferable structural warranty. Whether you're seeking a full-time residence or weekend retreat, experience boating, fishing, and sunset views at Heritage Lake with a trusted builder ready to bring your vision to life. Rare lakefront new construction opportunity, secure it today! Basement option available for additional cost.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalMicroHoodGas OvenRefrigeratorWater Heater
Interior features
Attic AccessHigh CeilingsKitchen IslandEntrance FoyerHi-Speed Internet AvailblEat-in KitchenPantryWalk-In Closet(s)Wood Work Painted
Laundry
Laundry RoomUpper Level
Windows
Vinyl Windows
Rooms
11

Exterior

Exterior features
Tennis Community
Patio and porch
Covered
Construction
BrickCement Siding
Foundation
Block
Style
Traditional
Parking and garage
Attached
Waterfront
DockLake PrivilegesLake FrontMarina in CommunityWater AccessWater ViewWaterfront
Other equipment
Smoke Alarm

Systems

Heating
Forced Air
Cooling
Central Air
Water
Private

Lot and HOA

HOA fee
$321 / annually
Lot features
Rural - SubdivisionStreet Lights
HOA fee includes
ClubhouseEntrance CommonInsuranceMaintenanceNature AreaParkPlaygroundPickleball CourtTennis Court(s)Walking Trails
HOA amenities
ClubhouseInsuranceMaintenanceParkPlaygroundPickleball Court(s)Tennis Court(s)Trail(s)

Schools

Elementary school
Bainbridge Elementary School
Middle school
North Putnam Middle School
High school
North Putnam Sr High School
School district
North Putnam Community Schools

Taxes

Estimated annual tax
$952 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,723per month, estimated
Principal and interest $3,382Property tax $79Insurance $235HOA $27
20% · $134,180
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$670,900
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