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13011 Water Ridge Drive

Fishers, IN 46055

ActiveListed May 7, 2026 · 153 days on market

Key facts

Beds
5
Baths
4 full
Living area
6,977 sqft
Lot
1.13 acres
Year built
2002
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22097966
County
Hamilton
Subdivision
Springs Of Cambridge

About this home

Some homes offer space; this one offers an experience. Tucked away on one of Cambridge's largest, most private homesites, this beautifully maintained, original-owner estate sits on an extraordinary 1.13-acre wooded lot. This property offers a rare blend of craftsmanship, absolute privacy, and luxury, just seconds from boating, waterfront dining, and recreation at Geist Reservoir, and minutes from local shopping and community amenities. Inside, nearly 7,000 square feet of open living space welcomes residents with soaring ceilings, expansive windows, and a dramatic two-story great room anchored by a stunning floor-to-ceiling stone fireplace. The beautifully remodeled kitchen features updated countertops, abundant workspace, a walk-in pantry, and seamless flow into the breakfast area and formal dining room. On the upper level, the private primary suite offers a peaceful escape complete with dual vanities, a walk-in tiled shower, a soaking tub, and a generous walk-in closet, alongside spacious secondary bedrooms with their own walk-in closets. For added flexibility, a main-level guest suite provides ideal accommodations for visitors or multi-generational living. Designed for entertainment, the finished walkout lower level comes complete with a wet bar, recreation area, family room with a second masonry fireplace, fifth bedroom, full bath, and abundant storage. Multiple decks, a walkout patio, and a firepit area extend the living experience outdoors, creating the perfect backdrop for quiet mornings or gatherings beneath the mature trees. Additional features include an oversized three-car garage with extra storage, ample clearance for a boat or recreational vehicle, and an electric vehicle charging hookup. With fresh interior paint, new carpet, a remodeled kitchen, and a brand-new roof, this exceptional property is entirely move-in ready.

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDryerDisposalGas Water HeaterInduction CooktopExhaust FanMicrowaveOvenDouble OvenRefrigeratorBar FridgeTrash CompactorWasherWater HeaterWater Softener OwnedWine Cooler
Interior features
Breakfast BarBuilt-in FeaturesHigh CeilingsTray Ceiling(s)Kitchen IslandCentral VacuumPaddle FanHi-Speed Internet AvailblPantryWalk-In Closet(s)Wet BarWood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillBedroom Other on MainGreat Room - 2 StoryUtility Room
Flooring
Hardwood
Basement
Ceiling - 9+ feetDaylightEgress Window(s)Exterior EntryFinishedStorage SpaceWalk-Out Access
Fireplaces
2
Fireplace type
BasementFamily RoomGas LogGreat Room
Laundry
Laundry RoomMain LevelSink
Windows
ScreensLow-Emissivity Windows
Security
Smoke Detector(s)
Rooms
13
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
Gutter GuardsFire Pit
Patio and porch
CoveredDeckPatio
Construction
BrickCement SidingDryvitStone
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedConcreteElectric Vehicle Service Equipment (EVSE)Garage Door OpenerHeated Garage
View
Trees/WoodsWater
Other equipment
Smoke AlarmSump Pump

Systems

Heating
DualForced AirGasHigh Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$350 / semi-annually
Lot features
Irregular LotSidewalksStorm SewerStreet LightsMature TreesWooded
HOA fee includes
Association Home OwnersEntrance CommonInsuranceMaintenanceNature AreaParkPlaygroundManagementSecuritySnow RemovalTrashWalking Trails
HOA amenities
ParkPlaygroundInsuranceMaintenanceManagementSecuritySnow RemovalTrashTrail(s)

Schools

Elementary school
Geist Elementary School
Middle school
Hamilton SE Int and Jr High Sch
High school
Hamilton Southeastern HS
School district
Hamilton Southeastern Schools

Taxes

Estimated annual tax
$11,130 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$8,099per month, estimated
Principal and interest $6,679Property tax $928Insurance $464HOA $29
20% · $265,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,325,000
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