Skip to content

10472 Lower Garden Way

Zionsville, IN 46077

ActiveListed May 7, 2026 · 139 days on market

Key facts

Beds
4
Baths
3 full · 1 half
Living area
3,056 sqft
Lot
0.12 acres
Year built
2022
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22100223
County
Boone
Subdivision
Inglenook Of Zionsville

About this home

Storybook Charm & Intentional Community in the Heart of Zionsville More than just a place to live, this home offers a way of life that is rare to find. Tucked inside Inglenook of Zionsville, an award-winning pocket neighborhood designed by renowned architect Ross Chapin, this home was crafted around the timeless philosophy that neighborhood should foster connection, peace, and true belonging. From your classic picket fence and inviting covered front porch, you're greeted by a shared central green space that sets the rhythm for everyday connection. Whether it's morning coffees on the porch, neighborhood book clubs, game nights, or casual weekend gatherings on the lawn, life here brings back the best parts of community living in a warm, welcoming environment. Step inside to a home where every cubic foot was designed to be both functional and soul-nourishing. Sun-Drenched Living: Soaring natural light fills the main living areas, highlighting wide-plank hardwood floors, fine craftsman detailing, and a cozy gas fireplace built for chilly Indiana evenings. A Kitchen Built for Gathering: Gourmet quartz countertops, a generous island with seating, custom cabinetry, and seamless flow into the dining area make hosting effortless. Main-Level Primary Sanctuary: Rest easy in the main-level primary suite featuring an oversized walk-in closet and a spa-inspired bathroom. Space to Live, Work & Play: Upstairs, find expansive bedrooms offering privacy and comfort for family or guests. Fully Finished Lower Level: Complete with a 4th bedroom, full bath, custom dry bar for movie nights or game days, and a dedicated exercise or bonus area. Walk to Downtown Zionsville: Leave the car in the attached rear garage-you're just a short, scenic walk or bike ride from Zionsville's famous brick Main Street, local boutique shops, cozy coffee spots, summer farmers markets, and top-ranked schools.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicroHoodGas OvenWasherWater HeaterWater Softener Owned
Interior features
Breakfast BarBuilt-in FeaturesKitchen IslandPaddle FanHi-Speed Internet AvailblSmart ThermostatWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Flooring
Hardwood
Basement
Ceiling - 9+ feetEgress Window(s)Finished
Fireplaces
1
Fireplace type
InsertGas LogLiving Room
Laundry
Main Level
Windows
Low-Emissivity Windows
Rooms
8
Main-level bedrooms
1

Exterior

Patio and porch
CoveredPatio
Construction
Cement Siding
Foundation
Poured Concrete
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerGarage Faces Rear

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$900 / semi-annually
Lot features
Corner LotSidewalks
HOA fee includes
Entrance CommonInsuranceSnow Removal
HOA amenities
InsuranceSnow Removal

Schools

Elementary school
Eagle Elementary School
Middle school
Zionsville Middle School
High school
Zionsville Community High School
School district
Zionsville Community Schools

Taxes

Estimated annual tax
$6,376 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,379per month, estimated
Principal and interest $3,528Property tax $531Insurance $245HOA $75
20% · $139,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$699,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.