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14549 Elsmere Lane

Carmel, IN 46074

ActiveListed Sep 5, 2026 · 27 days on market

Key facts

Beds
4
Baths
2 full · 2 half
Living area
1,980 sqft
Lot
0.04 acres
Year built
2025
Type
Residential · Condominium
Stories
Three or more
Garage
2 spaces
MLS #
22101105
County
Hamilton
Subdivision
Ambleside
New construction
Yes

About this home

Luxury Three-Story Townhome in Carmel's Highly Desirable Ambleside Community. Located within the award-winning Carmel Clay School District, consistently ranked among the best schools in Indiana. This home is an outstanding choice for families seeking top-tier education and health opportunities. Discover modern, low-maintenance living in this stunning three-story townhome. Conveniently situated near 146th Street and Towne Road. Nearby: newly built, big shopping strip and the new Life Time luxury athletic club just walking distance away. This exceptional home offers easy access to shopping, dining, parks, and major highways. Designed with both style and functionality in mind, this move-in-ready home features. High ceilings,3 bedrooms, 2 full bathrooms, and 2 half bathrooms across three thoughtfully designed levels. The entry level includes a versatile flex room that's perfect as a home office, guest room, fitness area, or recreation space, along with a half bath, attached garage, and direct access to the street. The heart of the home is the impressive second level, featuring an open-concept layout that's ideal for everyday living and entertaining. The gourmet chef's kitchen showcases an oversized center island, 4-burner gas cooktop, Built-in microwave and double wall ovens, Stylish designer hood vent, Abundant cabinetry and countertop space, Private balcony for outdoor relaxation. The kitchen flows seamlessly into the bright dining and living areas, where large windows fill the home with natural light. Luxury upgrades throughout include Custom wrought-iron stair railings, elegant tile flooring in bathrooms and laundry rooms, Enhanced carpet padding for added comfort, a spa-inspired owner's suite with an upgraded tiled shower, and premium finishes throughout, offering generous living space, exceptional craftsmanship, and a prime location. Don't miss this opportunity to own a beautifully upgraded home in the heart of Carmel! Schedule a private showing today

Description provided by the listing brokerage.

Interior

Appliances
Common LaundryGas CooktopDishwasherDryerElectric Water HeaterDisposalGas Water HeaterExhaust FanOvenGas OvenRefrigeratorFree-Standing FreezerWasherWater Heater
Interior features
Attic AccessBath Sinks Double MainBreakfast BarHigh CeilingsTray Ceiling(s)Kitchen IslandHi-Speed Internet AvailblEat-in KitchenWired for DataPantrySmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Family Room 2nd StoryLaundry in UnitLiving Room - 2 StoryLiving Room FormalUtility Room
Flooring
Hardwood
Laundry
In UnitLaundry ClosetLaundry RoomUpper Level
Windows
Aluminum FramesVinyl Windows
Accessibility
Accessible Entrance
Security
Fire AlarmFirewall(s)Smoke Detector(s)
Rooms
4
Condition
New Construction

Exterior

Exterior features
BalconyLightingSmart Light(s)Smart Lock(s)
Patio and porch
Breeze WayDeckPatio
Construction
BrickCement SidingVinyl SidingVinyl With BrickVinyl With StoneWood SidingWood Brick
Foundation
Slab
Style
Craftsman
Parking and garage
AttachedGarage Door OpenerGuest
Fencing
Partial
Other structures
Outbuilding
Other equipment
Air PurifierSecurity SystemSmoke Alarm

Systems

Heating
ElectricNatural Gas
Cooling
Central Air
Water
Private
Utilities
Cable AvailableElectricity ConnectedNatural Gas AvailableNatural Gas ConnectedSep Electric MeterSep Gas MeterWater Connected

Lot and HOA

Lot features
AccessSidewalksStorm SewerStreet LightsTrees-Small (Under 20 Ft)
Community
ParkPlaygroundSidewalksStable(s)Street LightsSuburban

Schools

Elementary school
West Clay Elementary School
Middle school
Carmel Middle School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$2 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,210per month, estimated
Principal and interest $2,067Insurance $143
20% · $81,999
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$409,995
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