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320 W 12th Street

Anderson, IN 46016

ActiveListed May 22, 2026 · 133 days on market

Key facts

Beds
5
Baths
2 full
Living area
4,892 sqft
Lot
0.16 acres
Year built
1890
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22103699
County
Madison
Subdivision
Stilwells
Total building area
5,194 sqft

About this home

Step into timeless character and modern convenience with this stunning historic Anderson home! From the moment you arrive, you'll fall in love with the massive wraparound porch, beautiful historic pillars, and incredible curb appeal. Inside, the craftsmanship is truly hard to find today - featuring gorgeous original woodwork, soaring high ceilings, multiple fireplaces, oversized custom windows, rich hardwood floors, intricate crown molding, and built-in benches and shelving full of historic charm and functionality. The fully updated kitchen blends modern updates with the home's original character, while major mechanical improvements provide peace of mind including a newer roof and new sewer line. Large room sizes throughout offer flexibility and comfort rarely found in newer homes. Outside, the oversized detached garage is a dream setup with two garage doors plus an additional approximately 24x24 extra space perfect for a workshop, hobby area, storage, gym, or future creative use. The fenced backyard provides privacy and room to enjoy the outdoors. Located just a couple lots away from a major apartment redevelopment project bringing new investment and revitalization to the area, this property offers not only incredible charm but exciting upside potential as well. Seller may consider lease-option / rent-to-own or other creative financing structures for qualified buyers. Rare opportunity to own one of Anderson's truly memorable historic homes!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicrowaveElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessBuilt-in FeaturesHigh CeilingsWalk-In Closet(s)Entrance FoyerKitchen IslandPantry
Kitchen
Kitchen Updated
Other rooms and areas
Living Room Formal
Flooring
Hardwood
Basement
Partial
Fireplaces
3
Fireplace type
LibraryFamily RoomGas LogGreat RoomWood Burning
Laundry
Laundry ClosetUpper Level
Windows
Wood Frames
Rooms
12

Exterior

Patio and porch
PorchWrap Around
Construction
Wood Siding
Foundation
BlockCrawl Space
Style
Victorian
Parking and garage
Detached
Fencing
FullPrivacy
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

Lot features
SidewalksStreet LightsMature Trees

Schools

School district
Anderson Community School Corp

Taxes

Estimated annual tax
$1,396 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,302per month, estimated
Principal and interest $1,108Property tax $116Insurance $77
20% · $43,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$219,900
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