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14303 McCormick Circle

Carmel, IN 46033

PendingListed Sep 10, 2026 · 37 days on market

Key facts

Beds
4
Baths
3 full · 1 half
Living area
4,506 sqft
Lot
0.27 acres
Year built
2016
Type
Residential · Single Family Residence
Stories
Three or more
Garage
3 spaces
MLS #
22105359
County
Hamilton
Subdivision
Gray Oaks
Total building area
5,329 sqft

About this home

Beautifully appointed and better than new, this charming Gray Oaks residence offers an exceptional lifestyle with tranquil water views and a picturesque backyard setting that feels like a private retreat. Featuring 4 bedrooms, 3.5 baths, an oversized 3-car garage, and a highly sought-after main-floor owner's retreat, this thoughtfully designed home blends timeless style, modern comfort, and everyday luxury. A dedicated fitness room adds wonderful flexibility and can easily serve as a 5th bedroom if desired. One of the home's most captivating features is the spectacular covered porch overlooking the sparkling pond and fountain. Designed for effortless indoor-outdoor living, this inviting space features a built-in fireplace and automatic retractable Phantom screens and shades, creating a peaceful, resort-like setting for morning coffee, evening cocktails, entertaining, or simply enjoying the beautiful water views throughout the seasons. Inside, soaring ceilings and abundant natural light create a bright and welcoming atmosphere. The open-concept floor plan is centered around a beautiful great room with a gas fireplace that flows seamlessly into the gourmet kitchen, making the home equally comfortable for everyday living and entertaining. The beautifully finished lower level provides even more space for guests, recreation, entertaining, and relaxation. The home has been thoughtfully enhanced with luxury vinyl plank flooring throughout the main level, a Navien tankless water heater, freshly painted exterior, Hunter Douglas motorized shades, custom window treatments, upgraded LiftMaster garage openers, epoxy garage flooring, enhanced landscape lighting, reverse osmosis filtration, an Aqua Systems water softener, and numerous additional improvements. Ideally located within the desirable Gray Oaks community and award-winning Carmel Clay School District, this move-in-ready residence offers a wonderful combination of charm, comfort, privacy, and luxury-all complemented b

Description provided by the listing brokerage.

Interior

Appliances
Gas Water HeaterHumidifierElectric OvenGas OvenTankless Water HeaterWater Softener Owned
Interior features
Paddle FanHi-Speed Internet AvailblWired for Sound
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on Main
Basement
Partially Finished
Fireplaces
2
Fireplace type
Gas StarterGreat RoomOutside
Laundry
Laundry RoomMain LevelSink
Windows
Screens
Rooms
8
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
LightingSprinkler System
Patio and porch
CoveredScreened
Construction
Cement SidingStone
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedConcrete
View
PondTrees/Woods
Other equipment
Irrigation EquipmentRadon SystemSatellite DishSump PumpSump Pump w/Backup

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$2,000 / annually
Lot features
Cul-De-SacSidewalksSuburbMature TreesTrees-Small (Under 20 Ft)

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$7,658 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,813per month, estimated
Principal and interest $6,552Property tax $638Insurance $455HOA $167
20% · $259,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,299,900
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