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9896 Baneberry Lane

Carmel, IN 46290

ActiveListed Jun 9, 2026 · 59 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,248 sqft
Lot
0.03 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
Three or more
Garage
2 spaces
MLS #
22106740
County
Hamilton
Subdivision
Flora on Spring Mill
New construction
Yes

About this home

This home is under construction - photos are of a completed home with the same floor plan. Welcome to 9896 Baneberry Lane in Carmel and its private rooftop perfect for entertaining. Located in Flora, Carmel's newest community, this home is close to shopping and restaurants and just 20 minutes from Downtown Indianapolis. Designed for flexible, low-maintenance living with luxury finishes, this three-bedroom, 2.5+ bath home features a versatile first-floor flex space that is perfect for a home office, gym, or cozy retreat, along with a powder bath, storage closet, and access to a spacious two-car garage. The second floor showcases a bright, open-concept kitchen that flows seamlessly into the dining and living areas, creating an ideal setting for both everyday living and entertaining. On the third floor, you'll find three private bedrooms, including a sophisticated owner's suite with a walk-in closet and an expansive walk-in shower. Crowning the home is a fourth-floor entertainment space with a wet bar and a large open rooftop deck, offering the perfect place to host gatherings or relax under the stars.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicrowaveGas OvenRange HoodRefrigerator
Interior features
Breakfast BarHigh CeilingsKitchen IslandEntrance FoyerWired for DataPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Windows
ScreensLow-Emissivity WindowsVinyl Windows
Rooms
8

Exterior

Patio and porch
Rooftop
Construction
BrickCement Siding
Foundation
Poured ConcreteSlab
Style
Contemporary
Parking and garage
AttachedGuest

Systems

Heating
High Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$165 / monthly
HOA fee includes
Entrance CommonInsuranceIrrigationLawncareMaintenanceNature AreaManagementSnow Removal
HOA amenities
InsuranceMaintenanceManagementSnow Removal

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Tax year
2026

Estimate your monthly payment

$3,441per month, estimated
Principal and interest $2,653Property tax $439Insurance $184HOA $165
20% · $105,278
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$526,390
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