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469 Shade Street

Carmel, IN 46290

ActiveListed Jun 9, 2026 · 71 days on market

Key facts

Beds
2
Baths
2 full · 1 half
Living area
1,876 sqft
Lot
0.03 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
Three or more
Garage
2 spaces
MLS #
22106808
County
Hamilton
Subdivision
Flora on Spring Mill
New construction
Yes

About this home

At 469 Shade, the first floor features a versatile flex space perfect for a home office or creative studio. On the second floor, a bright, open-concept kitchen, dining, and living area connects seamlessly for morning coffee or evening relaxation, while a powder bath adds convenience for guests. The third floor is designed for comfort, offering an owner's suite with a walk-in closet and spa-like bath, along with an additional bedroom, full bath, and laundry closet. Located in Flora at Carmel, this home offers a coveted address near the Monon Trail, Midtown Plaza, and the Carmel Arts & Design District, where dining, shopping, and local charm come together in one vibrant community.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterENERGY STAR Qualified AppliancesDisposalMicrowaveGas OvenRange Hood
Interior features
High CeilingsKitchen IslandEntrance FoyerHi-Speed Internet AvailblPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Windows
ScreensLow-Emissivity WindowsVinyl Windows
Rooms
6

Exterior

Patio and porch
CoveredDeck
Construction
BrickCement Siding
Foundation
Poured Concrete
Style
Contemporary
Parking and garage
AttachedGuest

Systems

Heating
High Efficiency (90%+ AFUE )
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$160 / monthly
Community
CurbsLakeSidewalks
HOA fee includes
Entrance CommonInsuranceIrrigationLawncareMaintenanceNature AreaManagementSnow Removal
HOA amenities
InsuranceMaintenanceManagementSnow Removal

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Tax year
2025

Estimate your monthly payment

$2,573per month, estimated
Principal and interest $1,954Property tax $323Insurance $136HOA $160
20% · $77,543
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$387,717
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