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12584 Elgin Court

Fishers, IN 46037

PendingListed Jun 11, 2026 · 86 days on market

Key facts

Beds
5
Baths
4 full
Living area
4,436 sqft
Lot
0.36 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22107724
County
Hamilton
Subdivision
Cottonwood Creek At Gray Eagle

About this home

Welcome to 12584 Elgin Ct. in highly sought after Gray Eagle! Nestled behind mature trees on a quiet cul-de-sac, this 5 bedroom 4 full bathroom home exudes care and class. Upon entering you are greeted by a large foyer with a split staircase, elevated trim work and hardwood floors throughout. The front den would be a perfect home office with plenty of space to add builtins and or shelving. The main level bedroom has access directly to the main level full bath with step in shower. The two-story great room has stacked window sets allowing for tons of natural light to fill the room. The thoughtful open layout provides a wonderful balance between functional everyday living and space for entertaining. The kitchen features a center island, stainless steel appliances, double wall oven, gas cook top, and large double door refrigerator. Ascending upstairs you will find the primary bedroom with a vaulted ceiling, ceiling fan, and views of the backyard. The luxury bath features a large soaking tub, a step-in tiled shower with glass door, and two walk-in closets. The other bedrooms upstairs all offer good size and builtins in the closets, in close proximity to the secondary full bathroom. In the basement you will find a large exercise room with padded flooring and a daylight window. The home theater room has tiered flooring to allow for prime viewing on movie night or watching sporting events. The basement bar area was recently renovated with custom cabinetry and lighting, center island with a sink and quartz countertops, providing an amazing space for entertaining. Outside you will find a large back deck with a pergola, fully fenced in backyard, lots of privacy with the mature trees and ample space for hosting and grilling out. Just around the corner from the community pool, pickle ball courts, play ground, and golf course. Located in the HSE School District just a short drive to downtown Fishers, Geist Reservoir, shops and dining.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDisposalMicrowaveMicroHoodOvenDouble OvenGas Water HeaterWater Softener Owned
Interior features
Attic AccessCathedral Ceiling(s)High CeilingsVaulted Ceiling(s)Walk-In Closet(s)Wood Work PaintedPaddle FanEntrance FoyerKitchen IslandPantryWired for SoundWet Bar
Other rooms and areas
Living Room Formal
Basement
Ceiling - 9+ feetFinishedDaylight
Fireplaces
1
Fireplace type
Family RoomGas LogGas Starter
Laundry
Main Level
Rooms
14
Main-level bedrooms
1

Exterior

Exterior features
Sprinkler System
Patio and porch
PatioCovered
Construction
BrickWood Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Fencing
Full
Other equipment
Radon SystemSmoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableCable ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$550 / annually
Lot features
Cul-De-SacSidewalks
HOA fee includes
Association Home OwnersEntrance CommonMaintenanceParkPlaygroundSecuritySnow RemovalTennis Court(s)Trash

Schools

School district
Hamilton Southeastern Schools

Taxes

Estimated annual tax
$6,138 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,326per month, estimated
Principal and interest $3,523Property tax $512Insurance $245HOA $46
20% · $139,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$699,000
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