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263 S River Road

Covington, IN 47932

ActiveListed Jun 25, 2026 · 108 days on market

Key facts

Beds
3
Baths
3 full
Living area
2,532 sqft
Lot
0.92 acres
Year built
2019
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22110536
County
Fountain
Subdivision
No Subdivision
Total building area
2,970 sqft

About this home

Built in 2019, this quality-crafted 3-bedroom, 3-bath home offers nearly 3,000 finished square feet on 0.92 acres just minutes from downtown Covington, shopping, restaurants, the city park, walking/bike trails, and Rivercrest Golf Club. Designed for quality and efficiency, it features durable 2x6 exterior wall construction, a comprehensive engineered insulated basement system, luxury vinyl plank flooring, vaulted and 9' ceilings, and a welcoming covered front porch. The open-concept layout includes a spacious great room, a kitchen with soft-close cabinetry, ample counter space, and a dining area with access to the deck overlooking the backyard. The split-bedroom floor plan offers a private primary suite with a walk-in closet and ensuite with a double vanity, tile flooring, and a walk-in shower. Two guest bedrooms share a full bath with tile flooring and a tub/shower combination. A versatile main-level flex room offers additional living space ideal for a home office, media room, playroom, or music room. The finished walkout basement features 9' ceilings, a spacious recreation room, full bath, a generous laundry/storage room, and a second flex room with an egress window ideal for a home gym, guest space, or other flexible use. Outside, enjoy mature shade trees, a fenced backyard, an in-ground pool (new liner being installed), pool house, an oversized attached 2-car garage offering extra depth for storage, hobbies, or a future workshop, and a pole barn with electricity. Plenty of room for children, pets, entertaining, or simply relaxing. Quality construction, flexible living space, and exceptional storage make this property a rare find. Buyer to verify square footage, room dimensions, and all information deemed important. Vehicle access to the pole barn is currently provided by an adjoining lane owned by a neighboring property owner. There is no recorded easement for this access. Buyer should verify access and intended use to their own satisfaction.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterMicroHoodElectric OvenRefrigeratorWasherWater Softener Rented
Interior features
Bath Sinks Double MainVaulted Ceiling(s)Kitchen IslandPaddle FanHi-Speed Internet AvailblEat-in KitchenWalk-In Closet(s)
Other rooms and areas
Bedroom Other on Main
Basement
Ceiling - 9+ feetEgress Window(s)Exterior EntryWalk-Out Access
Laundry
In Basement
Rooms
8
Main-level bedrooms
3

Exterior

Exterior features
Barn PoleFire Pit
Patio and porch
CoveredDeckPorch
Construction
BrickVinyl Siding
Foundation
Poured Concrete
Style
Traditional
Parking and garage
AttachedGravelGarage Door Opener
Pool
FencedIn GroundLinerOutdoor Pool
Private pool
Yes
Fencing
Chain LinkFull
Other structures
Pool House
Other equipment
Smoke Alarm

Systems

Heating
ElectricHeat Pump
Cooling
Central Air
Water
WellPrivate
Utilities
Electricity ConnectedSeptic System

Lot and HOA

Lot features
Rural - Not SubdivisionMature Trees

Schools

Elementary school
Covington Elementary School
Middle school
Covington Middle School
High school
Covington Community High School
School district
Covington Community School Corp

Taxes

Estimated annual tax
$2,036 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,105per month, estimated
Principal and interest $1,810Property tax $170Insurance $126
20% · $71,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$359,000
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