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7197 E Pine Needle Lane

Morgantown, IN 46160

ActiveListed Jul 9, 2026 · 65 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,010 sqft
Lot
3.05 acres
Year built
2008
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22111119
County
Morgan
Subdivision
Pine Ridge

About this home

RARE CUSTOM-BUILT all BRICK RANCH on 3+ WOODED ACRES in INDIAN CREEK SCHOOLS! This STUNNING HOME is tucked in the QUIET & mature Pine Ridge custom home community just outside of Morgantown. As you drive down the wooded private drive, you are greeted with the ultimately maintained home beautifully landscaped. The fully brick exterior is complimented by the unique stone-trimmed windows and doors. Boasting just over 2,000 sq ft, this 3 bedroom, 2 1/2 bath, office, 2-car garage home feels even bigger with it's vaulted ceilings in the family room, kitchen area, and master suite, YET so COZY! The family room's focal point of a GORGEOUS FIREPLACE completes the home! The kitchen has custom cabinets with granite countertops, pantry and newer stainless steel appliances. It overlooks and is accessible to the backyard, which makes it easy for outdoor entertainment. The entry, office, kitchen, hallway, laundry are lined with rich-looking low-maintenance ceramic tile flooring. The MASTER SUITE is on the opposite side of the home of the other bedrooms. This creates it's own OASIS with tall ceilings and tons of natural light coming from the view of the woods. Master BATH has a WALK-IN SHOWER, DOUBLE VANITY, WALK-IN CLOSET, and a JETTED SOAKING TUB. The 2nd and 3rd bedrooms are nicely-sized and share a bathroom with split vanities. Step out to the HUGE GARAGE and gain access to your poured-walls storm shelter that can also serve for storage, canning, etc. AND THEN...there is over 3 ACRES OF LAND! The woods create wonderful privacy on the front porch or backyard, and yet still have a great space to hangout, entertain, campfires, and soaking in the hot tub watching wildlife; OR just add a POOL or a BARN!! NEW HVAC!! ONLY 15 minutes to the schools, 15 minutes to I-69 to make an easy commute to downtown Indy/airport or Bloomington; 15 minutes to grocery, restaurants, medical care, coffee; 20 minutes to Nashville/Brown County State Park. SHOWINGS START SATURDAY MORNING, JULY 11TH

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicrowaveElectric OvenRefrigerator
Interior features
Attic Pull Down StairsBath Sinks Double MainBreakfast BarCathedral Ceiling(s)High CeilingsVaulted Ceiling(s)Kitchen IslandEntrance FoyerHi-Speed Internet AvailblPantryWalk-In Closet(s)
Fireplaces
1
Fireplace type
Family RoomGas Log
Laundry
Laundry Room
Rooms
8
Main-level bedrooms
3

Exterior

Exterior features
Basketball CourtFire Pit
Patio and porch
CoveredPatio
Construction
BrickStone
Foundation
Crawl Space
Style
RanchCraftsman
Parking and garage
Attached
Spa
Above Ground

Systems

Heating
Electric
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedSeptic SystemWater Connected

Lot and HOA

Lot features
Irregular LotMature TreesTrees-Small (Under 20 Ft)Wooded

Schools

Elementary school
Indian Creek Elementary School
Middle school
Indian Creek Middle School
High school
Indian Creek Sr High School
School district
Nineveh-Hensley-Jackson United

Taxes

Estimated annual tax
$2,432 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,432per month, estimated
Principal and interest $3,019Property tax $203Insurance $210
20% · $119,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$599,000
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