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3409 Bay Road North Drive

Indianapolis, IN 46240

ActiveListed Jul 17, 2026 · 82 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
3,219 sqft
Lot
0.06 acres
Year built
1986
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22111468
County
Marion
Subdivision
Nantucket Bay
Total building area
3,286 sqft

About this home

Wake each morning to breathtaking views of Nantucket Bay, where shimmering water and sweeping vistas create a backdrop for everyday life. Designed for effortless main-floor living, this beautifully maintained waterfront home is thoughtfully positioned to capture spectacular lake views from nearly every room, creating a seamless connection between the indoors and the landscape beyond. The dramatic great room welcomes you with soaring ceilings, a fireplace, and an impressive wall of windows that frame the ever-changing scenery while filling the home with natural light. The spacious kitchen features abundant cabinetry, a generous center island, its own fireplace, and a casual dining area, all oriented toward the water. Just beyond, the sun-filled three-season room is wrapped in windows and opens to an expansive lakeside deck, creating an exceptional setting for entertaining, quiet mornings with coffee, or evenings spent watching the sun dance across the bay. The main-level primary suite offers a peaceful retreat with an expanded floor plan, custom built-ins, additional sitting space, and stunning waterfront views. The walkout lower level provides wonderful accommodations for family and guests with 2 additional bedrooms, a full bath, a spacious family room with a third fireplace, abundant storage, and direct access to the lower patio, where a private hot tub overlooks the shoreline. Whether you're enjoying coffee on the deck, launching a kayak from your private dock, gathering with friends as boats drift across the bay, or simply taking in the peaceful waterfront setting, this home offers a lifestyle that feels worlds away while remaining just minutes from shopping, dining, and everyday conveniences. Beautifully maintained & ideally positioned on one of Nantucket Bay's premier waterfront homesites, this is more than a home-it's a place where every season is experienced from the best seat on the lake. Conveniently located near shopping, restaurants, & interstate access.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDown DraftDryerDisposalGas Water HeaterMicrowaveOvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessAttic Pull Down StairsBuilt-in FeaturesCathedral Ceiling(s)Entrance FoyerPaddle FanEat-in KitchenWalk-In Closet(s)
Other rooms and areas
Laundry in UnitUtility Room
Flooring
Hardwood
Basement
Walk-Out Access
Fireplaces
3
Fireplace type
BasementGreat RoomKitchen
Laundry
In Basement
Windows
Screens
Security
Security System Owned
Rooms
11
Main-level bedrooms
1

Exterior

Exterior features
Tennis Court(s)
Patio and porch
Deck
Construction
Cedar
Foundation
Concrete Perimeter
Style
Cape Cod
Parking and garage
Attached
Spa
Fiberglass
Waterfront
DockLake PrivilegesWater ViewWaterfront
Other equipment
Security System Owned

Systems

Heating
Gas
Cooling
Central Air
Water
Public
Utilities
Cable ConnectedNatural Gas Connected

Lot and HOA

HOA fee
$625 / monthly
Lot features
Street LightsMature TreesTrees-Small (Under 20 Ft)

Schools

Elementary school
Clearwater Elementary School
Middle school
Eastwood Middle School
High school
North Central High School
School district
MSD Washington Township

Taxes

Estimated annual tax
$22,454 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$8,264per month, estimated
Principal and interest $5,394Property tax $1,871Insurance $375HOA $625
20% · $214,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$1,070,000
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