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1020 Sunset Bay

Cicero, IN 46034

ActiveListed Jul 31, 2026 · 77 days on market

Key facts

Beds
4
Baths
3 full · 1 half
Living area
3,037 sqft
Lot
0.22 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
4 spaces
MLS #
22113409
County
Hamilton
Subdivision
Sunset Bay

About this home

Step right up, folks, and feast your eyes on 1020 Sunset Bay in CICERO, IN... are you ready to embrace the small town lake-life with 2 BOAT DOCKS included on Morse?? Grab your towels off the back deck and go! You will love the easy water access with just a minute walk to fun on the water. It's not just a house; it's a lifestyle waiting to happen, a place where every day feels like a vacation. Beyond the walls, this property truly shines. Over 3000 square feet, this beauty offers plenty of flex space with 4 Bedroom, 3.5 Bath, 3 fireplaces, 4 Car, tandem garage, Finished bsmt w/possible 5th bedrm, Home office or Exercise rm. Picture yourself lounging on the covered deck enjoying the fresh air. You will LOVE the charming wrap front porch for morning coffee, or enjoying the evening sunset on your back upper deck. The kitchen is a culinary playground, boasting stainless steel appliances, built in oven/microwave for all your gourmet adventures, while the island beckons for casual breakfasts and lively conversations. It's an open-plan dream, seamlessly flowing into the main living space, ensuring you're always part of the action. Imagine cozy evenings curled up by the crackling fireplace, perhaps with a good book or even better, great company. It's the perfect spot for unwinding after a long day or hosting a memorable gathering. When it's time to refresh, head up the awesome primary suite w/the newly remodeled luxury bath for a spa-like experience right at home, not to mention the spacious walk-in closets this home has to offer. AND..for those who love to entertain, do not miss the finished basement w/custom rustic bar, mini refrig & your own Kegerator. FUN!! Come see your new HAPPY PLACE! Updates since 2022: Whole house painted, all rooms, some trim,new deck stairs & upper deck, New fence, 3 renovated fireplaces, all lighting is new/ chandeliers. Updated Kitchen & primary bath. BSMT: new carpet on stairs, drywall, board n batten, new floors, 2 new sinks and SO MUCH MORE!!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicrowaveOvenBar FridgeWasher
Interior features
Attic AccessBreakfast BarKitchen IslandWired for DataPantryWalk-In Closet(s)Wet BarWoodWorkStain/Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillUtility Room
Basement
DaylightEgress Window(s)FinishedStorage Space
Fireplaces
3
Fireplace type
BasementBedroomFamily RoomInsert
Laundry
Main Level
Security
Smoke Detector(s)
Rooms
11
Condition
Updated/Remodeled

Exterior

Exterior features
Lighting
Patio and porch
CoveredDeckWrap Around
Construction
BrickWood Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedConcreteGarage Door OpenerStorageTandem
Fencing
Wrought Iron
View
Water
Waterfront
DockWater AccessWater View
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$360 / annually
Lot features
Mature Trees
HOA fee includes
Association Home OwnersEntrance CommonSnow Removal
HOA amenities
Snow Removal

Schools

Elementary school
Hamilton Heights Elementary School
Middle school
Hamilton Heights Middle School
High school
Hamilton Heights High School
School district
Hamilton Heights School Corp

Taxes

Estimated annual tax
$5,214 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,130per month, estimated
Principal and interest $3,428Property tax $435Insurance $238HOA $30
20% · $135,998
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$679,990
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