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18646 Moray Street

Westfield, IN 46074

ActiveListed Jul 17, 2026 · 55 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
1,896 sqft
Lot
0.09 acres
Year built
2024
Type
Residential · Townhouse
Stories
Two
Garage
2 spaces
MLS #
22114171
County
Hamilton
Subdivision
Lancaster

About this home

Welcome home to this beautifully designed 3-bedroom, 2.5-bath Lancaster townhome in the highly desirable Westfield-Washington School District. Combining modern style with everyday functionality, this home offers an open-concept main level where the kitchen, dining, and living areas flow seamlessly-perfect for entertaining or relaxing at home. The stylish kitchen is the heart of the home, featuring white cabinets, quartz countertops, gas stove, a spacious center island, and contemporary finishes. Luxury vinyl plank flooring throughout the main level adds both durability and a sleek, modern touch. One of this home's standout features is its premium location beside a spacious public green space. With no neighboring home on one side, you'll enjoy added privacy along with a versatile open area that's perfect for tossing a football, walking the dog, playing outside, or simply enjoying the extra room to spread out. Upstairs, you'll find three generously sized bedrooms, offering flexibility for family, guests, or a dedicated home office. The private owner's suite serves as a peaceful retreat with a walk-in closet and an en-suite bath. An upstairs laundry room adds convenience to the thoughtfully designed floor plan. Located in the sought-after Lancaster community, this home offers exceptional amenities and an unbeatable location. Enjoy direct access to the Monon Trail, along with neighborhood features including a clubhouse, pool, bath house, shade pavilion, wading pool, playground, athletic courts, and Trailhead Park. The HOA also provides lawn care, snow removal, and irrigation, making it easy to enjoy a low-maintenance lifestyle year-round. Just minutes from Grand Park Sports Campus, downtown Westfield, Clay Terrace, and US-31, you'll enjoy convenient access to shopping, dining, recreation, and commuter routes. Don't miss the opportunity to own this move-in-ready townhome in one of Westfield's most desirable communities!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerMicrowaveGas OvenRefrigeratorWasherWater Heater
Interior features
Attic AccessBath Sinks Double MainBreakfast BarHigh CeilingsKitchen IslandEntrance FoyerHi-Speed Internet AvailblSmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Updated
Laundry
Laundry Room
Windows
ScreensVinyl Windows
Security
Smoke Detector(s)
Rooms
7

Exterior

Exterior features
Sprinkler System
Patio and porch
Patio
Construction
BrickStoneShingle Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
View
Neighborhood

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer Connected

Lot and HOA

HOA fee
$255 / monthly
Lot features
Close to ClubhouseCorner Lot
Community
SidewalksSuburban
HOA fee includes
Association Builder ControlsInsuranceIrrigationLawncareMaintenance GroundsMaintenance StructureMaintenanceParkPlaygroundPickleball CourtManagementSnow Removal
HOA amenities
InsuranceMaintenance GroundsMaintenanceParkPlaygroundPickleball Court(s)ManagementSnow Removal

Schools

Elementary school
Monon Trail Elementary School
Middle school
Westfield Middle School
High school
Westfield High School
School district
Westfield-Washington Schools

Taxes

Estimated annual tax
$3,090 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,286per month, estimated
Principal and interest $1,658Property tax $258Insurance $115HOA $255
20% · $65,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$329,000
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