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205 W Oneida Trail

Greensburg, IN 47240

ActiveListed Jul 20, 2026 · 59 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,300 sqft
Lot
0.51 acres
Year built
1969
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22114615
County
Decatur
Subdivision
Lake Santee

About this home

Welcome to this beautifully updated 3-bedroom, 2-bath all-brick waterfront home offering comfort, style, and exceptional lake living. Inside, you'll find beautiful hardwood flooring throughout and an abundance of natural light streaming through large windows that provide water views from the living room, kitchen, and dining areas. Kitchen features Frigidaire Gallery stainless steel appliances and Corian countertops. Step outside to enjoy mature shade trees, established perennial flower beds, and a spacious paver patio and deck-perfect for relaxing or entertaining while enjoying cool evening shade. The cove was dredged this last fall and the boat lift provides easy docking. A no-maintenance seawall and walkway add lasting value and convenience. Whether you're looking for a year-round residence or the perfect waterfront getaway, this move-in-ready home offers the ideal combination of modern updates, scenic views, and low-maintenance lakefront living.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodGas OvenRefrigeratorTankless Water HeaterWasher
Interior features
Hi-Speed Internet Availbl
Flooring
Hardwood
Fireplaces
1
Fireplace type
Family RoomGas Log
Rooms
6
Main-level bedrooms
3

Exterior

Exterior features
Gutter Guards
Patio and porch
DeckPatio
Construction
Brick
Foundation
Crawl Space
Style
Ranch
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced Air
Cooling
Central AirAttic Fan
Water
Private

Lot and HOA

HOA fee
$1,020 / annually
Lot features
Rural - SubdivisionMature Trees
HOA fee includes
Association Home OwnersEntrance CommonInsuranceMaintenanceNature AreaParkPlaygroundPickleball CourtSecurityTennis Court(s)
HOA amenities
InsuranceMaintenanceParkPlaygroundPickleball Court(s)SecurityTennis Court(s)

Schools

Elementary school
North Decatur Elementary School
High school
North Decatur Jr-Sr High School
School district
Decatur County Community Schools

Taxes

Estimated annual tax
$4,510 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,067per month, estimated
Principal and interest $3,372Property tax $376Insurance $234HOA $85
20% · $133,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$669,000
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