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6442 E Flat Rock Drive

Camby, IN 46113

PendingListed Jul 17, 2026 · 78 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
1,871 sqft
Lot
0.12 acres
Year built
1999
Type
Residential · Condominium
Stories
Two
Garage
2 spaces
MLS #
22114686
County
Morgan
Subdivision
The Villas At Heartland Crossing

About this home

Enjoy maintenance free living at this inviting 3 bedroom, 2.5 bathroom condominium in the Villas at Heartland Crossing. Enjoy the lush green view across the street from your covered porch. Ample living space (1871 sqft) with a living room and family room, an eat-in kitchen area and/or formal dining room. The loft upstairs is an additional space for work or relaxing. The large screened in porch and outdoor grilling area are great for entertaining. The HOA covers roof and outside work on the structure, lawncare, and snow removal. this condo has a 5 year old furnace/AC system, 5 yr old roof and 2 yr old garage door and opener. You will have access to everything that Heartland Crossing has to offer to include pools, playgrounds, tennis courts and a community clubhouse, with lighted sidewalks for safe travels. For your convenience, all your shopping is a 5 minute drive away. An appliance allowance will be given at closing.This is a must see!!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherGas Water HeaterMicrowaveElectric OvenRange HoodRefrigeratorWater Softener Owned
Interior features
Attic AccessAttic Pull Down StairsBuilt-in FeaturesTray Ceiling(s)Vaulted Ceiling(s)Paddle FanHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWired for SoundWalk-In Closet(s)
Other rooms and areas
Laundry in Unit
Fireplaces
1
Fireplace type
Family RoomGas LogLiving Room
Laundry
In UnitConnections AllMain Level
Windows
ScreensVinyl Windows
Rooms
9
Condition
Updated/Remodeled

Exterior

Exterior features
Not Applicable
Patio and porch
CoveredNo MaintenanceScreened
Construction
Vinyl With BrickWood Siding
Foundation
Slab
Style
Contemporary
Parking and garage
Attached
View
Park/Greenbelt

Systems

Heating
Forced Air
Cooling
Central Air
Water
Private
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSep Electric MeterSep Gas MeterSewer ConnectedWater Connected

Lot and HOA

HOA fee
$600 / quarterly
Lot features
AccessCurbsRural - SubdivisionSidewalksStorm SewerStreet LightsMature Trees
Community
ClubhouseCurbsFitness CenterParkPlaygroundPoolSidewalksStreet Lights
HOA fee includes
Association Home OwnersClubhouseLawncareMaintenance GroundsMaintenance StructureMaintenanceNature AreaParkPlaygroundManagementSnow RemovalTennis Court(s)Walking Trails
HOA amenities
Basketball CourtClubhouseLandscapingMaintenanceMaintenance GroundsMaintenance StructureManagementParkPicnic AreaPlaygroundPoolSnow RemovalTennis Court(s)Trail(s)

Schools

Elementary school
North Madison Elementary School
Middle school
Paul Hadley Middle School
High school
Mooresville High School
School district
Mooresville Con School Corp

Taxes

Estimated annual tax
$1,994 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,530per month, estimated
Principal and interest $1,088Property tax $166Insurance $76HOA $200
20% · $43,180
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$215,900
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