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1988 Oak Terrace Drive

Shelbyville, IN 46176

PendingListed Jul 23, 2026 · 7 days on market

Key facts

Beds
4
Baths
2 full
Living area
1,601 sqft
Lot
0.19 acres
Year built
2026
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22116118
County
Shelby
Subdivision
Twelve Oaks
New construction
Yes

About this home

What's Special: Corner Lot | Water View | Close to Trails | No Stairs. New Construction - October Completion! Built by Taylor Morrison America's Most Trusted Home Builder. Welcome to the Simplicity 1610 at 1988 Oak Terrace Drive in Twelve Oaks! This thoughtfully designed home features an open layout with a spacious kitchen, dining area, and great room. The kitchen offers a large center island, pantry storage, and direct access to the patio. The private primary suite includes a walk-in closet and bath with dual sinks and a walk-in shower. Three secondary bedrooms and a full bath provide flexibility for guests, a home office, or hobbies. A covered front porch and laundry room add everyday convenience. Imagine living in a place that feels like your favorite road trip song. Shelbyville delivers true Midwest charm with a revitalized downtown full of boutiques, local eats, and live performances at the historic Strand Theater. Enjoy parks and trails, or explore Blue River Memorial Park, plus thrift finds at Me and My Sisters and history at The Grover Museum. Additional Highlights Include: upgraded RevWood flooring in great room, 12x12 uncovered patio, water softener rough-in closet, and gas line in kitchen. MLS#22116118

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicroHoodElectric Oven
Interior features
Attic AccessHigh CeilingsKitchen IslandEntrance FoyerPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Laundry
In UnitConnections AllLaundry RoomMain Level
Windows
ScreensVinyl Windows
Rooms
7
Main-level bedrooms
4
Condition
New ConstructionUnder Construction

Exterior

Patio and porch
CoveredPatio
Construction
Vinyl Siding
Foundation
Slab
Style
Craftsman
Parking and garage
AttachedConcrete
View
Pond
Other equipment
Smoke Alarm

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$275 / annually
Lot features
Corner LotSidewalksStorm SewerStreet LightsTrees-Small (Under 20 Ft)
HOA fee includes
Entrance CommonMaintenanceParkPlayground
HOA amenities
MaintenancePlayground

Schools

Elementary school
William F Loper Elementary School
Middle school
Shelbyville Middle School
High school
Shelbyville Sr High School
School district
Shelbyville Central Schools

Taxes

Tax year
2025

Estimate your monthly payment

$1,735per month, estimated
Principal and interest $1,386Property tax $229Insurance $96HOA $23
20% · $55,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$274,999
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