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1214 Harvest Ridge Circle

Franklin, IN 46131

ActiveListed Jul 30, 2026 · 79 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
1,980 sqft
Lot
0.18 acres
Year built
2006
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22116212
County
Johnson
Subdivision
Cumberland Commons

About this home

Fresh updates, nearly 2,000 square feet, and a backyard view that's hard to find! This 4-bedroom, 2.5-bath home in Cumberland Commons offers an open-concept main level with new LVP flooring and plenty of space for everyday living and entertaining. Upstairs you'll find four bedrooms, including a recently refreshed bedroom with freshly painted walls, closet doors and trim, plus new blinds. Several of the big-ticket updates are already taken care of, including a new roof and new gutters, along with fresh paint and additional updates throughout the home. Step outside to one of this home's best features-a fully fenced backyard that backs directly to open farm fields, offering a level of openness and privacy that's difficult to find in a neighborhood setting. A new 2025 patio with sun-shade canopy provides plenty of room for outdoor dining, entertaining, or simply enjoying the view. With four bedrooms, 2.5 baths, an attached 2-car garage, generous living space, outdoor privacy, and recent updates, this home is ready for its next owners. Come take another look-you may be surprised by how much this home has to offer. Select listing photos have been AI edited for decluttering and presentation purposes. AI edits do not alter the home's permanent features, finishes, layout, or condition.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalMicrowaveElectric OvenRefrigeratorWater HeaterWater Softener Owned
Interior features
Attic AccessBreakfast BarEntrance FoyerPaddle FanHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Other rooms and areas
Laundry in UnitUtility Room
Laundry
In UnitConnections AllLaundry RoomMain Level
Windows
ScreensVinyl Windows
Security
Smoke Detector(s)
Rooms
6
Condition
Updated/Remodeled

Exterior

Exterior features
Barn Mini
Patio and porch
CoveredPatio
Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Fencing
Full
Other equipment
Smoke Alarm

Systems

Heating
Forced AirHeat Pump
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$159 / annually
Lot features
SidewalksTrees-Small (Under 20 Ft)

Schools

Elementary school
Northwood Elementary School
Middle school
Franklin Community Middle School
High school
Franklin Community High School
School district
Franklin Community School Corp

Taxes

Estimated annual tax
$2,564 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,785per month, estimated
Principal and interest $1,457Property tax $214Insurance $101HOA $13
20% · $57,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$289,000
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