Skip to content

823 Center Street

Shelbyville, IN 46176

PendingListed Jul 25, 2026 · 85 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,640 sqft
Lot
0.13 acres
Year built
2021
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22116416
County
Shelby
Subdivision
E & H Sub

About this home

Discover the convenience and contemporary living in this well constructed newer home with no HOA fees! This single-family residence, constructed in 2021, offers a comfortable 1640 square feet of living space, designed for modern sensibilities and effortless single-story living. With three well-proportioned bedrooms, this home provides ample personal space for relaxation and rejuvenation. Fully equipped kitchen with stainless appliances. The two full bathrooms are thoughtfully designed to accommodate daily routines with ease. Situated on two city lots, this property offers a private outdoor space for enjoyment and potential customization. Experience the ease and comfort of a home built for today's lifestyle; schedule your private viewing to truly appreciate its appeal.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherGas Water HeaterMicroHoodGas OvenRefrigeratorWater Heater
Interior features
Attic AccessHi-Speed Internet AvailblEat-in KitchenWalk-In Closet(s)
Other rooms and areas
Utility Room
Laundry
Laundry Room
Windows
ScreensLow-Emissivity Windows
Rooms
6
Main-level bedrooms
3

Exterior

Patio and porch
CoveredDeck
Construction
Vinyl Siding
Foundation
Block
Style
Bungalow
Parking and garage
DetachedAsphalt

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
SidewalksStorm SewerMature Trees

Schools

Middle school
Shelbyville Middle School
School district
Shelbyville Central Schools

Taxes

Estimated annual tax
$1,386 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,301per month, estimated
Principal and interest $1,108Property tax $116Insurance $77
20% · $43,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$219,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.