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1216 Shadow Ridge Road

Carmel, IN 46280

PendingListed Jul 30, 2026 · 41 days on market

Key facts

Beds
2
Baths
2 full
Living area
1,446 sqft
Lot
0.13 acres
Year built
2001
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22117070
County
Hamilton
Subdivision
The Retreat

About this home

Amenity-Rich, Maintenance Free Living Just Minutes from Downtown Carmel! Experience resort-style living every day at The Retreat, one of Carmel's most amenity-rich communities. This beautifully maintained highly sought after Ground-Level End-Unit condominium offers 2 bedrooms, 2 full baths, and 1,446 square feet of comfortable, low-maintenance living. Inside, you'll find an inviting open-concept layout featuring a spacious Great Room with a cozy gas fireplace, a bright dining area, an updated kitchen with breakfast bar seating & a private treelined patio. The primary suite includes a walk-in closet, large ensuite bathroom, while the second bedroom and bath provide ideal space for guests, a home office, or hobbies. Additional highlights include new vinyl plank flooring in living areas and new carpet in bedrooms, an attached 1-car garage and the entire interior has been painted an inviting neutral shade. What truly sets this home apart is the exceptional lifestyle offered by The Retreat. Residents enjoy a stunning 9-acre lake, a community pool overlooking the water, a 24-hour fitness center featuring an interactive fitness mirror, dry sauna, tennis courts, basketball courts, pickleball courts, walking trails, expansive green spaces, and a 24-hour business center with conference room access. The community clubhouse serves as a gathering place for neighbors and social activities, creating a vibrant and welcoming atmosphere. Conveniently located with quick access to I-465, this home is just minutes from Keystone at the Crossing, the Monon Trail, The Monon Center, Downtown Carmel, premier dining, shopping, and entertainment, including outdoor concerts. Enjoy the perfect combination of maintenance-free living, outstanding amenities, and an unbeatable location. Don't miss your opportunity to own in one of Carmel's most desirable communities.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicrowaveElectric OvenRefrigeratorWasher
Interior features
PantryWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in Unit
Fireplaces
1
Fireplace type
Gas Log
Rooms
3
Main-level bedrooms
2

Exterior

Patio and porch
Patio
Construction
Brick
Foundation
Slab
Parking and garage
Attached

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$320 / monthly
Community
ClubhouseFitness CenterPlaygroundPoolSidewalksStreet Lights
HOA fee includes
Association Home OwnersClubhouseMaintenance GroundsMaintenance StructureParkPlayground
HOA amenities
ClubhouseMaintenance GroundsMaintenanceParkPlayground

Schools

Elementary school
Forest Dale Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$5,030 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,383per month, estimated
Principal and interest $1,537Property tax $419Insurance $107HOA $320
20% · $61,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$305,000
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