Key facts
- Beds
- 4
- Baths
- 3 full
- Living area
- 2,851 sqft
- Lot
- 0.17 acres
- Year built
- 2008
- Type
- Residential · Single Family Residence
- Stories
- Two
- Garage
- 2 spaces
- MLS #
- 22117107
- County
- Johnson
- Subdivision
- Cumberland Commons
About this home
Welcome to 1324 Niagara Lane in Franklin's desirable Cumberland Commons! This spacious 4-bedroom, 3-bath home offers over 2,850 square feet of thoughtfully designed living space with room for everyone to spread out. Updated HVAC system and fresh paint throughout. The open-concept main level features a nice sized kitchen with center island, pantry, and abundant cabinet space, flowing seamlessly into the living areas. A formal dining room provides the ideal setting for holiday gatherings, while a dedicated office or flex room and a full bath on the main level add versatility. Upstairs, you'll find four generously sized bedrooms, all with large closets, including an expansive primary suite with dual vanities, dual walk-in closets, and private bath. Multiple living spaces offer flexibility for a loft, playroom, media room, or home office to fit your lifestyle. Step outside to enjoy the fully fenced backyard featuring a spacious patio. A 3-car attached garage provides ample storage and parking. Conveniently located near schools, shopping, dining, hospital and commuter routes, this move-in-ready home combines space, functionality, and comfort in one exceptional package.
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Other rooms and areas
- Laundry
- Windows
- Rooms
- 11
Exterior
- Exterior features
- Patio and porch
- Construction
- Foundation
- Style
- Parking and garage
- Fencing
- Other equipment
Systems
- Heating
- Cooling
- Water
- Utilities
Lot and HOA
- HOA fee
- $159 / annually
- Lot features
- HOA fee includes
Schools
- Middle school
- Franklin Community Middle School
- High school
- Franklin Community High School
- School district
- Franklin Community School Corp
Taxes
- Estimated annual tax
- $3,332 / yearTwice the semi-annual installment the listing reports.
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
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