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1040 S Locke Street

Kokomo, IN 46902

ActiveListed Jul 28, 2026 · 36 days on market

Key facts

Beds
2
Baths
1 full
Living area
1,168 sqft
Lot
0.24 acres
Year built
1913
Type
Residential · Single Family Residence
Stories
One
MLS #
22117135
County
Howard
Subdivision
No Subdivision
Total building area
2,336 sqft

About this home

Welcome home to this charming 2-bedroom, 1-bath property conveniently located in Kokomo! Full of character, this home features beautiful hardwood floors, a spacious living room that flows into the dining room through classic wood columns, and plenty of natural charm throughout. The kitchen appliances are included, making it move-in ready while offering the opportunity to add your own personal touches. Situated on a double lot, you'll enjoy extra outdoor space along with a storage shed for all your tools and equipment. With just a few cosmetic updates, this home has the potential to truly shine!

Description provided by the listing brokerage.

Interior

Appliances
RefrigeratorElectric OvenGas Water Heater
Interior features
Paddle FanWoodWorkStain/Painted
Rooms
6
Main-level bedrooms
2

Exterior

Exterior features
Storage Shed
Patio and porch
Covered
Construction
Aluminum Siding
Foundation
Block
Style
Bungalow

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
City Lot

Schools

Elementary school
Elwood Haynes Elementary School
Middle school
Central Middle School
High school
Kokomo High School
School district
Kokomo School Corporation

Taxes

Estimated annual tax
$2,016 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$804per month, estimated
Principal and interest $594Property tax $168Insurance $41
20% · $23,580
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$117,900
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