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1080 Shoreline Drive

Cicero, IN 46034

ActiveListed Jul 31, 2026 · 48 days on market

Key facts

Beds
4
Baths
3 full · 1 half
Living area
2,412 sqft
Lot
0.3 acres
Year built
1973
Type
Residential · Single Family Residence
Stories
Two, one
Garage
4 spaces
MLS #
22117569
County
Hamilton
Subdivision
Cicero Shores

About this home

Nestled along 75 feet of prime shoreline on beautiful Morse Reservoir, this exceptional waterfront home was designed for making memories. From morning coffee overlooking the water to unforgettable evening with family and friends, every outdoor space invites you to embrace lake living. A new Trex composite boardwalk (2025) leads to your private waterfront retreat featuring a covered Tiki Bar with swings, a spacious observation deck perfectly positioned for breathtaking sunsets, and a U-shaped dock with a metal roof complete with two boat lifts-a 6,000-pound HydroHoist and a 4,000-pound ShoreStation with electric motor and available vinyl cover. Wide steps provide easy access to the water, while electrical outlets along the boardwalk add convenience for entertaining and boating. The expansive concrete patio is an entertainer's dream, complete with 2 fire pits-one natural gas & one wood-burning-a covered pergola for year-round comfort, and ample space for gatherings. The oversized heated four-car garage, complete with a Reznor heating unit, has also served as an additional entertainment space. Extra parking accommodates 6-8 vehicles & plenty of room for boats and trailers. Inside, this thoughtfully designed 4-bedroom, 3.5-bath residence offers hardwood flooring throughout and a floor plan suited for everyday living & entertaining. 2 of the 4 bedrooms feature private en-suite baths. The kitchen is equipped with two sinks, two dishwashers, two garbage disposals, a dedicated prep sink. A Butler's Pantry provides storage and functionality for hosting. Upstairs, the conveniently located laundry room serves all bedrooms, while the primary suite offers a spacious walk-in closet with custom built-ins, skylights that fill the room with natural light, a natural gas hookup, and direct access to a screened porch structurally engineered to support a future hot tub. Upgrades : roof - 2017, water heater - 2022, concrete drive, walks & porch - 2024, Trex boardwalk - 2025

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerMicroHoodElectric OvenRefrigeratorWasherWater HeaterWater Softener OwnedMicrowaveElectric CooktopRange Hood
Interior features
Paddle FanEat-in KitchenWalk-In Closet(s)Wet BarBath Sinks Double MainBreakfast BarVaulted Ceiling(s)Cathedral Ceiling(s)
Flooring
Hardwood
Laundry
Sink
Windows
ScreensSkylight(s)Vinyl Windows
Rooms
7
Main-level bedrooms
1

Exterior

Exterior features
Storage ShedFire Pit
Patio and porch
CoveredDeckPatioScreened
Construction
Vinyl SidingWood Siding
Foundation
Block
Style
Cape Cod
Parking and garage
AttachedGarage Door Opener
View
LakeWater
Waterfront
DockLake PrivilegesLake FrontOn ReservoirSeawallWaterfront

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

Elementary school
Hamilton Heights Elementary School
Middle school
Hamilton Heights Middle School
High school
Hamilton Heights High School
School district
Hamilton Heights School Corp

Taxes

Estimated annual tax
$6,932 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$5,963per month, estimated
Principal and interest $5,036Property tax $578Insurance $350
20% · $199,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$999,000
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