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12176 Cold Stream Road

Noblesville, IN 46060

PendingListed Jul 31, 2026 · 47 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,476 sqft
Lot
0.14 acres
Year built
2007
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22117571
County
Hamilton
Subdivision
Deer Path

About this home

Look at this house. Just look at it. On the outside, it's a picture-perfect sanctuary nestled in the highly coveted Hamilton Southeastern school district. Lush, mature landscaping frames the front lawn, wrapping around to a backyard retreat complete with a serene koi pond. Beyond your fence line? A sprawling green space common area that stretches out like an open secret. It's quiet. Too quiet. Until you step inside. This isn't just a 4-bedroom, 3-bathroom home. It's a masterclass in modern living. The heart of the house-the newly updated kitchen-boasts razor-sharp quartz countertops ready for midnight snacks or high-stakes dinner parties. Head upstairs to the owner's suite, where luxury takes over. We're talking a custom-built Container Store walk-in closet designed for absolute precision, and a master bath featuring a custom shower, pristine new sinks, updated faucets, and matching quartz countertops. Need an escape? The upper-level loft calls your name. Outfitted with a sleek built-in entertainment center and bathed in natural light from a soaring skylight, it's the ultimate command center. Here's the truth: the real beauty is in what you don't see. The critical mechanics are locked down: New Roof (2021): Built to weather any storm. HVAC & Water Systems (2018): Gas furnace, tankless gas water heater, central A/C, and water softener-all installed and operating at peak performance. Location is everything. And this location? Unbeatable. You're literally steps from Deer Creek Elementary-meaning morning school runs are a walk in the park. Literally. Beyond the classroom, the neighborhood is an action-packed compound: a community pool, playgrounds, tennis courts, a basketball court, a soccer field, tranquil ponds, and miles of walking trails. Four bedrooms. Three baths. Total peace of mind. The clock is ticking. The deal is set. Possession at closing.

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDisposalGas Water HeaterMicrowaveElectric OvenRefrigeratorTankless Water HeaterWater Softener Owned
Interior features
Eat-in KitchenWalk-In Closet(s)PantryBath Sinks Double MainVaulted Ceiling(s)
Rooms
8

Exterior

Construction
Vinyl With BrickStone
Foundation
Crawl SpaceSlab
Style
Traditional
Parking and garage
Attached

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Schools

Elementary school
Deer Creek Elementary
Middle school
Hamilton SE Int and Jr High Sch
High school
Fishers High School
School district
Hamilton Southeastern Schools

Taxes

Estimated annual tax
$3,360 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,288per month, estimated
Principal and interest $1,878Property tax $280Insurance $130
20% · $74,500
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$372,500
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