Skip to content

8045 N Ritter Road

Morgantown, IN 46160

ActiveListed Aug 7, 2026 · 75 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,848 sqft
Lot
5.15 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22118204
County
Brown
Subdivision
No Subdivision

About this home

If you've been dreaming of a home where the road gets quieter, the trees get taller and your backyard stretches for acres, this one deserves a closer look. Perched on a private hilltop and surrounded by more than 5 wooded acres, this all-brick ranch offers the kind of space, privacy and freedom that's getting harder to find. Imagine stepping out your door and spending the afternoon exploring your own wooded trails, riding ATVs, enjoying recreational hunting or simply soaking up the peace and quiet. With no covenants or restrictions, there's room to enjoy the property your way, with possible space for a pole barn subject to buyer verification of zoning and site suitability. Inside, the home feels warm, inviting and surprisingly spacious. The open-concept great room features soaring cathedral ceilings, exposed beams and a wood-burning fireplace that creates the perfect gathering spot on cool fall and winter evenings. The split-bedroom layout offers 3 bedrooms plus a flexible fourth space, along with 2 full baths. Use the additional space as a home office, hobby room, studio, guest space or whatever fits your lifestyle. And then there's the outdoor living. Start the morning with coffee on the covered front porch, spend the day exploring the acreage and wind down on the paver patio surrounded by nature. An attached 2-car garage adds everyday convenience. Major updates provide peace of mind, including a new roof in 2020, crawl-space encapsulation in 2016, asphalt driveway in 2015, and a new furnace, paver patio and Tennessee flagstone walkway in 2023. A new Frigidaire refrigerator was added in 2024, with new toilets and a Frigidaire dishwasher added in 2026. This isn't just a house on acreage. It's a chance to trade traffic, neighbors and noise for trees, trails, privacy and room to breathe while still enjoying the comfort of a move-in-ready ranch.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterMicroHoodElectric OvenRefrigerator
Interior features
Bath Sinks Double MainBreakfast BarCathedral Ceiling(s)High CeilingsVaulted Ceiling(s)Eat-in KitchenWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Fireplaces
1
Fireplace type
Great RoomMasonryWood Burning
Laundry
Laundry RoomMain Level
Security
Smoke Detector(s)
Rooms
8
Main-level bedrooms
3
Condition
Updated/Remodeled

Exterior

Patio and porch
CoveredPatio
Construction
Brick
Foundation
Crawl Space
Style
Ranch
Parking and garage
AttachedAsphaltGarage Door Opener
View
Trees/Woods
Other equipment
Smoke AlarmSump Pump Dual

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedSeptic SystemWater Connected

Lot and HOA

Lot features
Not In SubdivisionMature TreesTrees-Small (Under 20 Ft)Wooded

Schools

Elementary school
Helmsburg Elementary School
Middle school
Brown County Junior High
High school
Brown County High School
School district
Brown County School Corporation

Taxes

Estimated annual tax
$1,190 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,522per month, estimated
Principal and interest $2,266Property tax $99Insurance $157
20% · $89,900
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$449,500
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.