Key facts
- Beds
- 3
- Baths
- 2 full · 1 half
- Living area
- 2,464 sqft
- Lot
- 0.84 acres
- Year built
- 1992
- Type
- Residential · Single Family Residence
- Stories
- Two
- Garage
- 2 spaces
- MLS #
- 22118916
- County
- Owen
- Subdivision
- White Oaks
About this home
Welcome to this spacious 3 Bedroom, 2 1/2 bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from Spencer elementary, Owen Valley middle/high school, YMCA, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Rooms
- 7
- Main-level bedrooms
- 1
Exterior
- Construction
- Foundation
- Style
- Parking and garage
Systems
- Heating
- Cooling
- Water
Schools
- Elementary school
- Spencer Elementary School
- Middle school
- Owen Valley Middle School
- High school
- Owen Valley Community High School
- School district
- Spencer-Owen Community Schools
Taxes
- Estimated annual tax
- $2,348 / yearTwice the semi-annual installment the listing reports.
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
Talk to a lender we trust