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232 E State Street

Pendleton, IN 46064

PendingListed Aug 8, 2026 · 56 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,274 sqft
Lot
0.14 acres
Year built
1899
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22119252
County
Madison
Subdivision
No Subdivision
Total building area
2,628 sqft

About this home

Discover this recently remodeled 4-bedroom, 2.5-bath residence, perfectly situated on State Street in Downtown Pendleton, offering excellent proximity to local amenities. This fully updated home masterfully blends historic charm with contemporary comforts, evident in its original woodwork that exude timeless character. Approach via the welcoming, large front porch, enhanced with updated steps, posts and railings, inviting a relaxed entry. Step through the grand historic front door into a generously sized parlor, highlighted by a striking oak staircase, setting an impressive tone. The main floor features soaring 9.5-foot ceilings, enhancing the sense of space and light throughout. A convenient first-floor primary suite provides practical functionality. The home boasts significant updates completed just three years ago, including a new roof, new water heater, new HVAC system, updated windows, and new appliances, providing peace of mind. The heart of the home, the kitchen, is a culinary delight, equipped with gleaming hardwood floors, high quality stainless steel appliances, luxurious granite and solid surface countertops, and a functional kitchen island, perfect for meal preparation and casual dining. Upstairs are 3 bedrooms and guest bath. There is plenty of storage with an attic space on both the 2nd and 3rd floor. The basement is also ideal for storage or a work room. The fully fenced backyard will provide the perfect setting for entertaining on summer nights or a cook-out. Throughout the property, the harmonious blend of preserved historical elements and modern upgrades creates an engaging and comfortable living environment with refined elegance and functional design within a vibrant downtown setting.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterRefrigerator
Interior features
Attic StairwayKitchen IslandEntrance FoyerPaddle FanPantryWalk-In Closet(s)Wood Work Stained
Flooring
Hardwood
Basement
Unfinished
Windows
Vinyl Windows
Rooms
9
Main-level bedrooms
1

Exterior

Construction
Aluminum Siding
Foundation
PartialPoured Concrete
Style
Traditional
Parking and garage
Detached

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public

Schools

Elementary school
Pendleton Elementary School
Middle school
Pendleton Heights Middle School
High school
Pendleton Heights High School
School district
South Madison Com Sch Corp

Taxes

Estimated annual tax
$3,874 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,883per month, estimated
Principal and interest $2,394Property tax $323Insurance $166
20% · $95,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$475,000
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