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11709 Whisper Bay Court

Carmel, IN 46033

ActiveListed Aug 21, 2026 · 50 days on market

Key facts

Beds
5
Baths
2 full · 1 half
Living area
2,471 sqft
Lot
0.27 acres
Year built
1993
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22119617
County
Hamilton
Subdivision
Stonewick

About this home

Discover waterfront living at its finest! This split level open floor plan offers a primary bedroom and updated bath with double vanity, whirlpool tub and walk in spa shower on main level! Built in 1993, offers a fresh perspective on comfortable elegance. The centerpiece of the home is the two story great room with cathedral ceilings and sweeping views of Whisper Bay from both floors. Gather around the two-way gas fireplace shared with the adjoining family room for warmth and entertainment. The spectacular water views continue into the family room and kitchen area with a built in work desk. Hardwood floors, granite countertops, wood cabinets and peninsula island provide efficiency and a spacious feeling. Beyond the main living areas, this residence also includes a half bath, dedicated laundry room, attached garage for ease of access, and a welcoming covered front and back porch, perfect for enjoying the outdoors throughout the day and evening. The screened-in porch has floor to ceiling screens, maximizing a peaceful waterfront experience and leading to a new exterior deck. New AC. The upstairs living area includes four rooms plus guest bath with tub/shower. Bonus/multi-use room can be used as a toy room, media room, workout studio or hobby area. Other rooms can be used as bedrooms, offices or art/music studio. Experience the perfect blend of modern updates and timeless design in this exceptional home. Peaceful feel and setting on a quiet cul de sac. All of this is located in desired Stonewick, close to schools, shopping, restaurants, walking trails and parks! Thoughts from the seller: "I love this house. . . nothing matches waking up to radiant sunshine glistening over rippling water. Whether I'm walking into the living room, through the family room, standing at the kitchen sink, or stepping inside the house from the front door or garage, my eye is immediately drawn to the sweeping panorama of Whisper Bay. Its beauty and peacfulness always uplift me."

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodElectric OvenRefrigeratorWasherGas Water Heater
Interior features
Cathedral Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Wood Work PaintedBreakfast BarCentral VacuumHi-Speed Internet AvailblPantry
Other rooms and areas
Great Room - 2 Story
Flooring
Hardwood
Fireplaces
2
Fireplace type
Two SidedGas LogGreat RoomHearth Room
Windows
Storm Window(s)
Rooms
10
Main-level bedrooms
1

Exterior

Exterior features
Tennis Community
Patio and porch
DeckScreened
Construction
BrickCement Siding
Foundation
Crawl Space
Style
Traditional
Parking and garage
Attached
Fencing
Full
View
Water
Waterfront
Pond
Other equipment
IntercomSecurity System OwnedSmoke Alarm

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable Available

Lot and HOA

Lot features
SidewalksStreet LightsMature Trees

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,126 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,982per month, estimated
Principal and interest $3,402Property tax $344Insurance $236
20% · $134,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$674,900
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