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614 N Senate Avenue

Indianapolis, IN 46202

ActiveListed Aug 12, 2026 · 27 days on market

Key facts

Beds
4
Baths
4 full
Living area
3,086 sqft
Lot
0.1 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22119891
County
Marion
Subdivision
Watermark
Total building area
3,209 sqft

About this home

Welcome to Watermark - downtown Indy's exclusive gated community, idyllically situated along the Canal and offering an unmatched blend of privacy, luxury, and walkability. This one is special! Step inside to REAL hardwood flooring, soaring ceilings, and dramatic floor-to-ceiling windows. The inviting living room is anchored by a gas-log fireplace, creating a warm focal point within the light-filled living space. The stunning white kitchen shines with quartz countertops, tiled backsplash, breakfast bar, and NEW stainless steel appliances, including a gas cooktop/double oven with built-in air fryer - perfect for the home chef and entertaining alike. ALL FOUR bedrooms are ensuites, including a convenient main-level suite. The spacious primary retreat features a private balcony and spa-like bath with soaking tub, dual vanities, and glass-enclosed walk-in shower. NEW mini-split systems enhance comfort in both upper-level bedrooms. Major updates include a NEW Roof (2024) and NEW Water Heater (2025), adding peace of mind to this beautifully updated home. The expansive deck features NEW low-maintenance Trex decking and incredible downtown skyline views-an ideal setting for entertaining, evening cocktails, and front-row Fourth of July fireworks! The finished basement offers a private bedroom and full bath, plus flexible space for a second living area, home gym, gaming, or media room. And a true downtown luxury-the attached 2-car garage provides secure, convenient parking with direct private access to the property. Beautifully maintained surroundings and walking paths are just outside your door, with the Canal, Cultural Trail, dining, sports, theater, and downtown attractions only steps away. A rare opportunity to enjoy the best of both worlds-private, gated living in the heart of the city. Location. Lifestyle. Luxury.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterHumidifierMicroHoodGas OvenRefrigeratorWater Softener Owned
Interior features
Bath Sinks Double MainBreakfast BarHigh CeilingsTray Ceiling(s)Paddle FanHi-Speed Internet AvailblEat-in KitchenWired for DataPantryWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on MainLiving Room Formal
Flooring
Hardwood
Basement
Ceiling - 9+ feetEgress Window(s)
Fireplaces
1
Fireplace type
Gas LogLiving Room
Laundry
Upper Level
Windows
Bay Window(s)
Security
Security SystemSmoke Detector(s)
Rooms
10
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
Sprinkler SystemWater Feature FountainBalcony
Patio and porch
CoveredDeck
Construction
Cement SidingWood Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Fencing
Privacy
View
NeighborhoodSkyline
Other equipment
Security System OwnedSmoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$1,000 / quarterly
Lot features
Gated CommunitySidewalksStreet LightsTrees-Small (Under 20 Ft)
HOA fee includes
Association Home OwnersLawncareMaintenance GroundsManagementSnow Removal
HOA amenities
GatedLandscapingMaintenance GroundsManagementParkingSnow Removal

Schools

School district
Indianapolis Public Schools

Taxes

Estimated annual tax
$7,770 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,754per month, estimated
Principal and interest $3,528Property tax $648Insurance $245HOA $333
20% · $139,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$699,900
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