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10306 New Jersey Street

Carmel, IN 46280

ActiveListed Aug 20, 2026 · 35 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,640 sqft
Lot
0.48 acres
Year built
1959
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22119916
County
Hamilton
Subdivision
Northridge

About this home

Charming Northridge Ranch - Fully Updated Inside and Out! Welcome home to this beautifully refreshed 4-bedroom, 2.5-bath ranch tucked on a spacious .48-acre lot in Carmel's sought-after Northridge neighborhood. With 2,640 total square feet spread across a spacious main level and a fully finished basement, this home offers the charm and space you're looking for. Step inside to gleaming hardwood floors, a formal dining room, and a bright living room anchored by a woodburning fireplaces. The eat-in kitchen features updated cabinetry and a breakfast bar, perfect for casual mornings or entertaining. The main level offers three bedrooms, including a comfortable primary suite, while the finished basement adds a fourth bedroom, a spacious family room, a rec/play room - ideal for a home theater, guest suite, or additional living space. Major updates take the guesswork out of ownership: new roof (2024), fresh interior paint (July 2026), a newly finished basement (July 2026), new carpet (August 2026), a water heater (2025), and a garage addition with new roof (July 2026). The two-car detached garage and open patio overlook mature trees and a generous, private yard. Just minutes from shopping, dining, and downtown Carmel - this move-in-ready home combines classic charm with modern updates in an unbeatable location!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicroHoodElectric OvenRefrigeratorWasher
Interior features
Attic AccessBreakfast BarPaddle FanHi-Speed Internet AvailblEat-in KitchenSupplemental Storage
Kitchen
Kitchen Some Updates
Flooring
Hardwood
Basement
DaylightEgress Window(s)Finished
Fireplaces
2
Fireplace type
BasementLiving RoomNon FunctionalWood Burning
Rooms
10
Main-level bedrooms
3

Exterior

Patio and porch
Patio
Construction
Brick
Foundation
Block
Style
RanchTraditional
Parking and garage
Detached
Other equipment
Smoke AlarmSump Pump DualSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
PublicPrivate
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

Lot features
Mature Trees

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,238 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,590per month, estimated
Principal and interest $2,092Property tax $353Insurance $145
20% · $83,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$415,000
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