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120 N Washington Street

Ladoga, IN 47954

ActiveListed Aug 22, 2026 · 48 days on market

Key facts

Beds
4
Baths
2 full
Living area
2,422 sqft
Lot
0.33 acres
Year built
1900
Type
Residential · Single Family Residence
Stories
Two, one and one half
Garage
2 spaces
MLS #
22121381
County
Montgomery
Subdivision
No Subdivision
Total building area
3,812 sqft

About this home

Welcome to 120 N Washington Street in Ladoga! This beautifully renovated 4-bedroom, 2-bath home offers an impressive 2500+ sq ft of living space, an attached garage, and a large unfinished basement. Nearly every inch has been thoughtfully updated, including plumbing, electrical, drywall, flooring, paint, and insulation throughout remodeled areas. The updated kitchen features new cabinetry, countertops, stainless steel appliances, and double sliding doors leading to a versatile bonus room perfect for a playroom, office, homeschool space, or second living area. The spacious main-level primary suite is a true retreat with two walk-in closets, an updated private bath with double sinks, and an in-suite laundry room. Upstairs you'll find three generously sized bedrooms, including two with unique hidden nooks perfect for reading, play, or storage. Additional highlights include a new roof and front porch in 2025, new concrete recreation/basketball pad in 2026, updated landscaping, a climate-controlled bonus space in the garage, office/storage space above the garage, and a large, dry basement with a dedicated dog-washing station. Furnace, AC, and water heater were installed in 2020. With tons of space, extensive updates, and flexible rooms throughout, this unique Ladoga home is ready for its next owners. Schedule your showing and come see it for yourself! Washer, dryer, and stand-up freezer are excluded. Stock tank pool and pump are excluded but may be negotiable.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterMicrowaveElectric OvenRefrigeratorWater Softener OwnedWine CoolerWasherDryer
Interior features
Bath Sinks Double MainHigh CeilingsHi-Speed Internet AvailblEat-in KitchenWired for DataPantryWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Living Room Formal
Fireplaces
1
Fireplace type
Living RoomNon FunctionalMasonry
Laundry
Main LevelLaundry Room
Windows
Low-Emissivity WindowsVinyl Windows
Security
Smoke Detector(s)
Rooms
8
Main-level bedrooms
1

Exterior

Exterior features
Storage Shed
Patio and porch
DeckCovered
Construction
Vinyl Siding
Foundation
Block
Style
Traditional
Parking and garage
AttachedGarage Door OpenerDetached
Other equipment
Smoke AlarmSatellite Dish

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
SidewalksStorm SewerStreet LightsMature Trees

Schools

Elementary school
Ladoga Elementary School
Middle school
Southmont Jr High School
High school
Southmont Sr High School
School district
South Montgomery Com Sch Corp

Taxes

Estimated annual tax
$1,470 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,686per month, estimated
Principal and interest $1,462Property tax $123Insurance $102
20% · $58,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$290,000
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