Skip to content

13494 Belford Court

Carmel, IN 46032

PendingListed Sep 24, 2026 · 9 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,860 sqft
Lot
0.21 acres
Year built
2004
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22121494
County
Hamilton
Subdivision
Ashbury Park
Total building area
3,860 sqft

About this home

Exceptional opportunity in sought-after Ashbury Park of Carmel! Nestled on a quiet cul-de-sac on one of the neighborhood's premier homesites, this beautifully appointed home offers picturesque pond views, mature trees, and an expansive backyard-all paired with a low-maintenance lifestyle. Timeless brick exterior on all sides, and a charming covered front porch welcome you upon arrival! Step inside where hardwood floors span the entire main level and stately trim, crown molding, and wainscoting showcase the home's custom craftsmanship. The elegant dining room flanks the foyer, while the spacious great room offers towering windows w/an entrance to the low-maintenance Trex deck overlooking the peaceful setting. The kitchen offers abundant white cabinetry, Corian counters, a center island, all appliances included! Charming breakfast nook w/window seat and built-in bench. An impressive climate-controlled sunroom w/tile floors and towering windows, extends the living space and captures beautiful pond and backyard views year-round. Privately positioned off the rear of the home: Main-Level Owner's suite! Features hardwood floors, built-ins, crown molding, separate entry to deck, two walk-in closets with adjustable custom wood shelving, and an ADA-compliant ensuite bath with dual-sink vanity. Upstairs, two generous bedrooms share a beautifully tiled full bath, plenty of storage! A spacious bonus room with a wall of built-in bookcases offers flexibility as an office/media room, or potential fourth bedroom. Incredible unfinished storage spans the length of the garage and offers future finishing potential. A rare find in Ashbury Park, the basement provides even more possibilities with egress windows, ready to create the space you desire! Enjoy the ease of low-maintenance living w/lawn care provided, giving you more time to experience nearby Carmel shopping, dining, recreation, trails, and entertainment. A remarkable combination of setting, space, craftsmanship & convenience!

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDown DraftDryerDisposalGas Water HeaterMicrowaveOvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessBath Sinks Double MainBuilt-in FeaturesHigh CeilingsKitchen IslandEntrance FoyerHandicap Accessible InteriorEat-in KitchenWired for DataPantryWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on MainUtility Room
Flooring
Hardwood
Basement
Ceiling - 9+ feetUnfinished
Laundry
Laundry RoomMain Level
Windows
Skylight(s)Bay Window(s)
Security
Smoke Detector(s)
Rooms
15
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
Sprinkler System
Patio and porch
CoveredPorch
Construction
Brick
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
View
Pond
Waterfront
PondWater View
Other equipment
Security System OwnedSmoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$560 / quarterly
Lot features
Cul-De-SacSidewalksMature TreesTrees-Small (Under 20 Ft)
HOA fee includes
Association Builder ControlsAssociation Home OwnersEntrance CommonInsuranceLawncareMaintenance GroundsMaintenanceManagementSnow Removal
HOA amenities
InsuranceMaintenance GroundsMaintenanceManagementSnow Removal

Schools

Elementary school
Smoky Row Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$6,110 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,065per month, estimated
Principal and interest $3,150Property tax $509Insurance $219HOA $187
20% · $125,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$625,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.