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8125 Middle Bay Lane

Indianapolis, IN 46236

PendingListed Aug 21, 2026 · 61 days on market

Key facts

Beds
4
Baths
3 full · 1 half
Living area
3,174 sqft
Lot
0.25 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22121559
County
Marion
Subdivision
David Mcclures Addition

About this home

Your summer doesn't have to end! Lake season goes well through October, at your new home with a deeded boat dock! Don't feel like boating one day? No problem! Head down to the pool & float or challenge someone in tennis or pickleball, or, fish off your own dock! The world is your oyster! Also, this neighborhood and its connectivity to the other neighborhoods/the community lends itself to great walks, perhaps for morning coffee, the convenience store or hardware store. Also, walkability or extremely short commutes to both public and private schools. In this world convenience is key! Sanctuary; this house is a little oasis. Though it may sit only 10 minutes from Fishers District & 20 minutes from Downtown, it's tucked back in a wooded lot next to the lake making it feel more like Brown County. Sit in the living room or on your oversized deck with your morning coffee & watch the sun peer in through the leaves. Speaking of leaves, they will soon turn very pretty colors on your lot & surrounding areas creating yet another visual snack. Perfect back drop for bonfires with friends and family. Even when the leaves fall you end up with a very pretty view of the sunrise, as the house sits up high. Keep your past prime apples, as the deer will undoubtedly trot through your lot. Inside there is plenty of space for your family & guests, as well as for home office & workout room. Enjoy the woodburning fireplace on chilly winter nights, enhancing the homes' cozy vibe. Despite its obvious summer appeal, because of the lake access, this house is truly enjoyable year round.

Description provided by the listing brokerage.

Interior

Appliances
Electric CooktopDishwasherDisposalMicrowaveRefrigeratorOvenGas Water HeaterWater Softener Owned
Interior features
Cathedral Ceiling(s)Walk-In Closet(s)Wood Work PaintedBreakfast BarPaddle FanEntrance Foyer
Flooring
Hardwood
Basement
FinishedFullWalk-Out Access
Fireplaces
1
Fireplace type
Gas StarterGreat Room
Laundry
In BasementMain Level
Windows
Screens
Rooms
13
Main-level bedrooms
1

Exterior

Patio and porch
DeckCovered
Construction
Cement SidingStone
Foundation
Concrete PerimeterFull
Style
Tudor
Parking and garage
Attached
Other equipment
Smoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Natural Gas Connected

Lot and HOA

HOA fee
$185 / monthly
Lot features
Mature TreesWooded
HOA fee includes
Association Home OwnersClubhouseManagementSnow RemovalTennis Court(s)
HOA amenities
Pool

Schools

School district
MSD Lawrence Township

Taxes

Estimated annual tax
$4,466 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,061per month, estimated
Principal and interest $3,276Property tax $372Insurance $227HOA $185
20% · $129,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$649,900
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