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2045 S L Street

Richmond, IN 47374

ActiveListed Aug 24, 2026 · 3 days on market

Key facts

Beds
3
Baths
1 full
Living area
988 sqft
Lot
0.19 acres
Year built
1981
Type
Residential · Single Family Residence
Stories
One
MLS #
22121927
County
Wayne
Subdivision
Richards

About this home

Updated 3 bedroom, 1 bathroom single-story home, move-in-ready in a convenient location of Richmond, Indiana. This comfortable property offers practical features and inviting outdoor space, making it a great choice for homeowners looking for easy single-level living. The home features vinyl siding, a metal roof, central air conditioning, and gas furnace for year-round comfort. Enjoy the convenience of city utilities and off-street parking with your own private driveway. Outside, you'll find a spacious backyard with mature trees and a concrete patio, providing a great setting for relaxing, entertaining, gardening, or enjoying the outdoors. With its convenient location, comfortable layout, and desirable updates, this Richmond home is ready for its next owner.

Description provided by the listing brokerage.

Interior

Appliances
Range Hood
Interior features
Hi-Speed Internet Availbl
Other rooms and areas
Laundry in UnitUtility Room
Security
Smoke Detector(s)
Rooms
5
Main-level bedrooms
3

Exterior

Construction
Vinyl Siding
Foundation
Crawl SpaceBlock
Style
Ranch

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

School district
Richmond Community Schools

Taxes

Estimated annual tax
$796 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$711per month, estimated
Principal and interest $602Property tax $66Insurance $42
20% · $23,900
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$119,500
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