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2142 N Spencer Avenue

Indianapolis, IN 46218

PendingListed Aug 31, 2026 · 34 days on market

Key facts

Beds
3
Baths
1 full
Living area
1,389 sqft
Lot
0.24 acres
Year built
1949
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22122107
County
Marion
Subdivision
Emerson Gardens

About this home

Welcome home to this charming, recently updated ranch that is move-in ready and waiting for its next owner! Offering three bedrooms and an updated full bathroom, this home provides a comfortable and functional layout with a warm, inviting feel throughout. Step outside and enjoy the covered patio and fire pit-perfect for relaxing evenings, entertaining friends, or simply enjoying your own outdoor space. The detached two-car garage provides plenty of room for vehicles, storage, hobbies, or all three. With thoughtful updates, comfortable living spaces, and great outdoor features, this home is ready to be enjoyed. Come take a look and see all it has to offer!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherGas Water HeaterElectric OvenRefrigerator
Interior features
Attic Access
Rooms
6
Main-level bedrooms
3

Exterior

Construction
Vinyl Siding
Foundation
Block
Style
Ranch
Parking and garage
Detached

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

School district
Indianapolis Public Schools

Taxes

Estimated annual tax
$1,290 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$903per month, estimated
Principal and interest $744Property tax $108Insurance $52
20% · $29,500
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$147,500
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