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4540 Sugar Bay Lane

Indianapolis, IN 46237

ActiveListed Aug 25, 2026 · 2 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,051 sqft
Lot
0.17 acres
Year built
2004
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22122160
County
Marion
Subdivision
Copper Grove

About this home

Welcome to this beautiful 3 beds/ 2.5 baths home with a sizable loft brick and vinyl home in popular @Copper Grove subdivision in Franklin township. The master room is located in the main level for your convenience. The upper level has huge loft and 2 beds with one bath and another additional cozy room for an additional closet. The spacious kitchen has eat-in breakfast space as well as the separate dining room. The home need minor fixed and the seller is aware of the carpet, willing to credit the buyer with the right offer. No known major defects.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicrowaveGas OvenRefrigeratorWasherMicroHoodGas Water HeaterWater Softener OwnedWater HeaterRange Hood
Interior features
Attic AccessCathedral Ceiling(s)Walk-In Closet(s)Breakfast BarEntrance FoyerHi-Speed Internet AvailblKitchen IslandPantryBath Sinks Double MainVaulted Ceiling(s)
Windows
Screens
Security
Smoke Detector(s)
Rooms
6
Main-level bedrooms
1

Exterior

Patio and porch
PatioCovered
Construction
Vinyl With BrickBrick
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Fencing
Partial
Other equipment
Smoke AlarmSatellite Dish

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Available

Lot and HOA

HOA fee
$320 / annually
Lot features
Sidewalks
HOA fee includes
Association Home OwnersMaintenanceSnow Removal

Schools

High school
Franklin Central High School
School district
Franklin Township Com Sch Corp

Taxes

Estimated annual tax
$2,864 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,044per month, estimated
Principal and interest $1,663Property tax $239Insurance $115HOA $27
20% · $65,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$329,900
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