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9772 Herons Cove

Carmel, IN 46280

ActiveListed Sep 10, 2026 · 29 days on market

Key facts

Beds
2
Baths
2 full
Living area
1,564 sqft
Lot
0.13 acres
Year built
2002
Type
Residential · Condominium
Stories
One
Garage
1 space
MLS #
22122334
County
Hamilton
Subdivision
The Retreat

About this home

Amenity-rich, low-maintenance living just minutes from Downtown Carmel! Welcome to The Retreat, one of Carmel's most desirable communities, offering 1,564 SF with 2 bedrooms and 2 full baths. Just steps from the Monon Trail, this beautifully maintained condo features an open-concept layout with a spacious Great Room, gas-log fireplace, dining area, and kitchen with breakfast bar. New luxury vinyl plank flooring (2026) & custom white plantation shutters enhance the Great Room, Dining Room, Hallway & Stairs. The kitchen features stainless appliances, tall cherry cabinetry, tile backsplash & tiled floors. The spacious Owner's Suite includes a huge walk-in closet, garden tub/shower & linen closet. Private balcony, finished attached 1-car garage, abundant storage, water softener, washer/dryer & a wall-mounted Dyson vacuum add convenience. Enjoy resort-style amenities including a 9-acre lake, pool, 24-hour fitness center with interactive fitness mirror & dry sauna, tennis, pickleball, basketball, walking trails, green spaces, clubhouse, and 24-hour business center with conference room. The association handles exterior insurance, roof, road paving, lawn care & exterior maintenance. Convenient to I-465, Keystone at the Crossing, Downtown Carmel, dining, shopping, entertainment, The Monon Center & Monon Trail. Enjoy the best of Carmel with an easy, lock-and-leave lifestyle!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicrowaveElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessBreakfast BarHigh CeilingsEntrance FoyerPaddle FanHi-Speed Internet AvailblPantrySmart ThermostatSupplemental StorageWalk-In Closet(s)Wood Work Painted
Other rooms and areas
Bedroom Other on Main
Flooring
Hardwood
Fireplaces
1
Fireplace type
Gas StarterGreat RoomLiving Room
Laundry
Connections AllLaundry RoomMain Level
Windows
Vinyl Windows
Security
Smoke Detector(s)
Rooms
6
Main-level bedrooms
2

Exterior

Exterior features
BalconyTennis Community
Patio and porch
Deck
Construction
BrickCement Siding
Foundation
Slab
Style
Traditional
Parking and garage
AttachedAsphaltConcreteGarage Door OpenerStorage
Other equipment
Smoke Alarm

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$423 / monthly
Lot features
SidewalksStreet LightsTrees-Small (Under 20 Ft)
Community
ClubhouseFitness CenterLakePoolSidewalksTennis Court(s)
HOA fee includes
ClubhouseEntrance CommonExercise RoomInsuranceLawncareMaintenance GroundsMaintenance StructureMaintenanceNature AreaPickleball CourtManagementSnow RemovalTennis Court(s)TrashWalking Trails
HOA amenities
Basketball CourtClubhouseFitness CenterInsuranceJogging PathLandscapingMaintenance GroundsMaintenance StructureManagementParkingPickleball Court(s)Pond Year RoundPoolSnow RemovalSport CourtTennis Court(s)Trail(s)Trash

Schools

Elementary school
Forest Dale Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$2,604 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,122per month, estimated
Principal and interest $1,386Property tax $217Insurance $96HOA $423
20% · $55,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$275,000
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