Skip to content

1224 Willow Way

Noblesville, IN 46062

PendingListed Aug 26, 2026 · 34 days on market

Key facts

Beds
5
Baths
3 full · 2 half
Living area
3,926 sqft
Lot
0.27 acres
Year built
1976
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22122353
County
Hamilton
Subdivision
South Harbour
Total building area
4,272 sqft

About this home

Rarely does a home combine this location on Morse Reservoir with this level of updating! Ideally positioned just inside the idle zone, you'll enjoy calmer water for swimming, kayaking and paddle boarding, less boat traffic and reduced wave impact on your dock and shoreline - while still being just moments from the main body of the lake. Inside, the home has been completely remodeled with an open floor plan and 3/4" hardwood flooring throughout the main level. The remodeled kitchen features granite countertops, custom cabinetry and high-end appliances including a Sub-Zero refrigerator and Bosch gas range, built-in microwave and dishwasher. With 5 bedrooms, 3 full baths and 2 half baths, there is plenty of room for family and guests, including 2 primary suites. The oversized 5th bedroom has its own staircase and full bath, giving you flexible space for an in-law or guest suite, home office, bonus room or private retreat. Additional updates include remodeled bathrooms, a finished lower level with LVP flooring, Hardie Plank siding, Andersen patio doors, updated flooring and trim throughout, a new roof and new Bryant furnace in 2020, water softener in 2022, plus a basement sump pump and interior drainage system. The garage includes Gladiator slatwall storage and a Tesla EV charger. Outside, it's all about the lake! The fully fenced backyard offers 68' of water frontage and a private dock ready for your boat. There are plenty of places to enjoy the water views with a covered porch, newer Trex deck and expansive hardscape patio that's perfect for a firepit after a day on the lake. Being just inside the idle zone makes it easy to swim, kayak and paddle board right from your backyard, yet you're only moments from the main body when it's time to head out on the boat. Completely remodeled, a great floor plan and one of the best locations on Morse Reservoir - this is lake living at its best.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerGas Water HeaterMicrowaveGas OvenRefrigeratorWasher
Interior features
Kitchen IslandIn-Law FloorplanEat-in KitchenSmart ThermostatStorage
Kitchen
Kitchen Updated
Other rooms and areas
Utility Room
Flooring
Hardwood
Basement
FullWalk-Out Access
Fireplaces
2
Fireplace type
BasementFamily RoomWood Burning
Laundry
Main Level
Windows
Screens
Security
Smoke Detector(s)
Rooms
12
Condition
Updated/Remodeled

Exterior

Patio and porch
CoveredDeckPatio
Construction
Cement Siding
Foundation
Block
Style
Traditional
Parking and garage
AttachedConcreteElectric Vehicle Service Equipment (EVSE)Garage Door OpenerStorage
Fencing
Full
View
LakeWater
Waterfront
Boat SlipDockLake FrontOn ReservoirWater AccessWater ViewWaterfront
Other equipment
Smoke Alarm

Systems

Heating
ZonedElectricForced AirNatural GasHeat PumpHigh Efficiency (90%+ AFUE )
Cooling
Central AirDualHeat PumpHigh Efficiency (SEER 16 +)
Water
Public

Lot and HOA

HOA fee
$495 / annually
Lot features
SuburbMature Trees
HOA fee includes
ClubhouseParkPlaygroundPickleball CourtTennis Court(s)
HOA amenities
Beach AccessClubhouseParkParty RoomPickleball Court(s)Picnic AreaPlaygroundPoolTennis Court(s)

Schools

Elementary school
Hinkle Creek Elementary School
Middle school
Noblesville West Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$9,014 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,773per month, estimated
Principal and interest $6,528Property tax $751Insurance $453HOA $41
20% · $259,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$1,295,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.