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281 Waters Edge

Pendleton, IN 46064

ActiveListed Aug 26, 2026 · 30 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,218 sqft
Lot
0.13 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22122513
County
Madison
Subdivision
Cold Springs At Huntzinge

About this home

Welcome to 281 Waters Edge Rd in Pendleton! This beautiful 3-bedroom, 2-bath ranch-style home offers modern living in a desirable community. Built in 2023, this well-maintained home features an open and inviting layout with comfortable living spaces designed for everyday living and entertaining. The spacious kitchen flows seamlessly into the main living area, creating a warm and functional gathering space. Enjoy the convenience of a primary suite, additional bedrooms for family, guests, or a home office, and an attached 2-car garage. Located in a growing Pendleton community with convenient access to local amenities, shopping, dining, parks, and major roadways. Whether you're a first-time buyer, downsizing, or looking for a move-in-ready home, this property is ready to welcome you home!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicrowaveElectric OvenRefrigeratorWasher
Interior features
Breakfast BarKitchen IslandEat-in KitchenPantryWalk-In Closet(s)
Security
Smoke Detector(s)
Rooms
6
Main-level bedrooms
3

Exterior

Construction
Vinyl Siding
Foundation
Slab
Style
Ranch
Parking and garage
Attached

Systems

Heating
Electric
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$237 / annually
HOA fee includes
Maintenance
HOA amenities
Maintenance

Schools

Middle school
Pendleton Heights Middle School
High school
Pendleton Heights High School
School district
South Madison Com Sch Corp

Taxes

Estimated annual tax
$2,408 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,676per month, estimated
Principal and interest $1,361Property tax $201Insurance $94HOA $20
20% · $53,999
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$269,995
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