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412 E 11th Street

Indianapolis, IN 46202

PendingListed Sep 1, 2026 · 44 days on market

Key facts

Beds
2
Baths
2 full · 1 half
Living area
1,452 sqft
Year built
2002
Type
Residential · Townhouse
Stories
Two
Garage
1 space
MLS #
22122905
County
Marion
Subdivision
11Th Street Townhomes

About this home

Downtown living without the usual compromises, and at $299,900 (w/ no HOA fees), this one is hard to beat. Tucked away on a quiet one-way street in historic St. Joseph, this 2-bedroom, 2.5-bath townhome gives you the charm of one of Indy's historic neighborhoods, without taking on a 100+ year-old house and all the "character" that can come with it. Inside, you'll find hardwood floors, an open kitchen and living space with updated cabinetry, granite countertops, stainless steel appliances, and a breakfast bar, plus a dedicated office/loft upstairs. The primary suite steals the show with its private balcony and awesome Indianapolis skyline views. And the rare part? NO HOA at this price point downtown. Owners maintain their own exterior therefore there's no monthly association fee. You also get a private garage plus designated guest parking, so no compromising there either! St. Joseph has a surprisingly tight-knit, neighborhood feel, complete with a book club, monthly get-togethers, and neighbors who actually know one another. The home is also currently operating as a cash-flowing Airbnb, adding another option for its next owner, and the seller is open to selling furnishings for an easy, turnkey move. $299,900 for skyline views + garage + guest parking + no HOA + walkability to Mass Ave? This one is a rare find downtown.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicrowaveGas OvenRefrigeratorWasher
Interior features
Attic AccessBreakfast BarHigh CeilingsEntrance FoyerWired for DataWalk-In Closet(s)
Kitchen
Kitchen Some Updates
Other rooms and areas
Laundry in Unit
Flooring
Hardwood
Laundry
Upper Level
Windows
Screens
Rooms
7

Exterior

Exterior features
BalconySmart Lock(s)
Patio and porch
CoveredDeck
Construction
Wood Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

Lot features
Sidewalks

Schools

School district
Indianapolis Public Schools

Taxes

Estimated annual tax
$2,636 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,836per month, estimated
Principal and interest $1,512Property tax $220Insurance $105
20% · $59,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$299,900
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