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4537 Sugar Bay Lane

Indianapolis, IN 46237

ActiveListed Aug 31, 2026 · 12 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,851 sqft
Lot
0.26 acres
Year built
2003
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22123392
County
Marion
Subdivision
Copper Grove
Total building area
3,793 sqft

About this home

Four bedrooms, 2.5 baths, and a full unfinished basement in Franklin Township. The main level flows with laminate throughout, an open-concept kitchen, dining, and living area. A separate formal dining room and a front sitting area with tray ceiling and crown molding sit off the entry. The family room anchors the back of the house under vaulted ceilings, with a gas fireplace. The kitchen has under-cabinet lighting, a built-in music system with remote, and real counter and cabinet space. The eat-in area opens to a deck and patio, with mature trees lining the rear of the lot. A split staircase with landing leads to four generously sized bedrooms. The primary suite fits a king suite plus a sitting area, with a walk-in closet, double vanity, garden tub, and separate shower. The unfinished basement is a blank slate - finish it and build the equity yourself.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicrowaveElectric OvenRange HoodRefrigeratorTankless Water HeaterWasherWater Softener Owned
Interior features
Bath Sinks Double MainHigh CeilingsTray Ceiling(s)Vaulted Ceiling(s)Kitchen IslandEntrance FoyerHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)Wood Work Painted
Other rooms and areas
Living Room Formal
Basement
Interior EntryUnfinished
Fireplaces
1
Fireplace type
Family RoomGas Log
Laundry
Upper LevelLaundry Room
Windows
Vinyl Windows
Rooms
10

Exterior

Patio and porch
DeckCovered
Construction
Vinyl With BrickBrick
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$320 / annually
Lot features
CurbsSidewalksMature Trees
HOA fee includes
MaintenanceSnow Removal

Schools

School district
Franklin Township Com Sch Corp

Taxes

Estimated annual tax
$3,634 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,270per month, estimated
Principal and interest $1,814Property tax $303Insurance $126HOA $27
20% · $71,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$359,900
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