Skip to content

3 Morse Court

Cicero, IN 46034

ActiveListed Sep 3, 2026 · 48 days on market

Key facts

Beds
2
Baths
2 full
Living area
1,230 sqft
Lot
0.08 acres
Year built
2001
Type
Residential · Manufactured Home
Stories
One
MLS #
22123436
County
Hamilton
Subdivision
Hidden Bay

About this home

Lake life meets complete peace of mind, and best of all, you own the land with ZERO monthly lot fees! Located just 100 yards from Morse Reservoir, this top-to-bottom rehabbed 2-bed, 2-bath (1,230 sq ft) home is 100% turnkey. Step inside to seamless LVP flooring, soaring light, and high-end design accents like custom vertical wood-slat feature walls. The kitchen shines with white shaker cabinets, stainless steel appliances, and a center island with bar seating. Both full bathrooms are completely updated with new vanities and bright skylights. Unwind on your private wooden side deck, or walk down to the community clubhouse overlooking the water. With a low HOA fee of just $60/quarter covering general maintenance and clubhouse access, this is an unbeatable find for a primary home, effortless weekend getaway, or turnkey investment! Home also has a brand new roof!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherMicroHoodGas OvenRefrigeratorWater Heater
Interior features
Breakfast BarKitchen IslandEat-in Kitchen
Laundry
Laundry Closet
Rooms
5
Main-level bedrooms
2

Exterior

Exterior features
Storage Shed
Patio and porch
DeckPorch
Construction
Vinyl Siding
Foundation
Crawl Space
Parking and garage
Asphalt

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$60 / quarterly
Lot features
Cul-De-SacMature Trees
HOA fee includes
ClubhouseMaintenanceParkPlayground
HOA amenities
ClubhouseMaintenanceParkPlayground

Schools

Elementary school
Hamilton Heights Elementary School
Middle school
Hamilton Heights Middle School
High school
Hamilton Heights High School
School district
Hamilton Heights School Corp

Taxes

Estimated annual tax
$578 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$957per month, estimated
Principal and interest $831Property tax $48Insurance $58HOA $20
20% · $32,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$164,900
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.