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709 Elmwood Circle

Noblesville, IN 46062

PendingListed Sep 3, 2026 · 3 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,836 sqft
Lot
0.31 acres
Year built
1973
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22123608
County
Hamilton
Subdivision
South Harbour

About this home

Live like you're on vacation every single day in the heart of Noblesville. South Harbour isn't just a neighborhood; it's a gateway to an incredible lifestyle centered around the water and the outdoors. Imagine starting your morning with a quiet kayak session or a paddleboard tour of Morse Lake, followed by an afternoon at the community's private swimming beach, clubhouse, or expansive pool. For those who stay active, the amenities are truly unmatched-from pickleball and tennis courts to basketball and a dedicated putting green. Plus, the property is perfectly positioned for easy access to the Noblesville trail system and the Midland Trace Trail, making it a dream for cyclists and runners alike. The home itself is a beautifully updated ranch that balances modern style with effortless comfort.The furnace, water heater and sump pump were new in 2021. The heart of the home is a stunning, open kitchen designed for both function and flair. You'll find crisp shaker-style cabinetry paired with elegant granite countertops and a classic tile backsplash. The massive center island serves as the ultimate hub for casual morning coffee or evening entertaining. Natural light pours into the sunroom, a versatile space that you will enjoy year round and leads to the back deck, which offers a private vantage point of the lush backyard. Huge fenced yard full of mature trees, the outdoor space feels like a secluded retreat. With its fresh interior finishes and an unbeatable location, this home is ready for you to drop your bags and start living the Morse Lake dream.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalMicrowaveElectric OvenRefrigeratorGas Water HeaterWater Softener Owned
Interior features
Attic Pull Down StairsBuilt-in FeaturesVaulted Ceiling(s)Wood Work PaintedPaddle FanBath Sinks Double MainEat-in KitchenEntrance FoyerHi-Speed Internet AvailblKitchen IslandPantrySmart Thermostat
Kitchen
Kitchen Updated
Fireplaces
1
Fireplace type
Gas LogLiving Room
Laundry
Main Level
Windows
ScreensLow-Emissivity Windows
Rooms
8
Main-level bedrooms
3

Exterior

Patio and porch
DeckPorch
Construction
StoneWood With Stone
Foundation
Block
Style
Ranch
Parking and garage
Attached
Fencing
Partial
Other equipment
Smoke AlarmSump Pump

Systems

Heating
Forced AirHigh Efficiency (90%+ AFUE )ElectricNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$490 / annually
Lot features
Street LightsSuburbMature Trees
HOA fee includes
Association Home OwnersClubhouseEntrance CommonMaintenanceParkPlaygroundPickleball CourtManagementPutting GreenTennis Court(s)Walking TrailsSee Remarks
HOA amenities
PoolClubhouseMaintenanceParkPlaygroundPickleball Court(s)ManagementTennis Court(s)Trail(s)

Schools

Elementary school
Hinkle Creek Elementary School
Middle school
Noblesville West Middle School
High school
Noblesville High School
School district
Noblesville Schools

Taxes

Estimated annual tax
$3,026 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,287per month, estimated
Principal and interest $1,865Property tax $252Insurance $129HOA $41
20% · $73,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$369,900
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