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5813 Sedgegrass Crossing

Carmel, IN 46033

ActiveListed Sep 7, 2026 · 33 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
3,311 sqft
Lot
0.18 acres
Year built
1998
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22123762
County
Hamilton
Subdivision
Haverstick

About this home

Some homes look great on paper. This one just makes sense when you live in it-which, as it turns out, is pretty important! The heart of this 4-bedroom home is the family room with fireplace, flowing seamlessly into the dining area and kitchen, with direct access to the backyard. A formal dining room is ready for holidays and dinners that require a tablecloth, while the formal living room offers great flex space for an office, playroom or whatever your household needs. Upstairs you'll find four generously sized bedrooms, including a spacious primary suite with vaulted ceiling, double vanities, shower, soaking tub and walk-in closet. And then there's second-floor laundry-because that's where the laundry is created, so why make it travel downstairs and back up? All 2.5 baths have been beautifully updated by the current owners. The finished basement provides even more space for a theater, game room, home gym, pool table, bar or simply a place to send everyone when the house gets a little too lively! Outside, enjoy the fenced-in backyard and double deck, with a pergola covering half for welcome shade and the other half open for soaking up the sunshine. A great outdoor setup without requiring you to maintain a golf course! Recent updates include roof (2020), furnace (2018), garage door (2021), kitchen appliances (2016) and water heater (2025). All mechanicals have been regularly serviced. Add neighborhood amenities including pool and tennis courts, convenient highway access and great schools, and you've got a home that doesn't try too hard to impress-it just works! The kind of home where the floor plan works for real life, the spaces grow with you, and there's a place for everyone-including the toys, the guests and maybe even that treadmill you swore you'd use.

Description provided by the listing brokerage.

Interior

Appliances
DisposalMicrowaveGas OvenExhaust FanGas Water HeaterWater Softener Owned
Interior features
Bath Sinks Double MainBreakfast BarVaulted Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanEat-in KitchenWired for DataPantryWalk-In Closet(s)
Kitchen
Kitchen Some Updates
Basement
Ceiling - 9+ feetFinished
Fireplaces
1
Fireplace type
Family Room
Laundry
Upper Level
Windows
ScreensVinyl Windows
Rooms
12

Exterior

Exterior features
Playset
Patio and porch
Deck
Construction
BrickVinyl Siding
Foundation
Concrete Perimeter
Style
ColonialTraditional
Parking and garage
Attached
Fencing
Full
Other equipment
Radon SystemSmoke AlarmSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable Connected

Lot and HOA

HOA fee
$140 / quarterly
Lot features
SidewalksSee Remarks
HOA fee includes
Association Home OwnersClubhouseMaintenanceManagementSnow Removal

Schools

Elementary school
Prairie Trace Elementary School
Middle school
Clay Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$3,946 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,206per month, estimated
Principal and interest $2,646Property tax $329Insurance $184HOA $47
20% · $105,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$525,000
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