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10712 Downing Street

Carmel, IN 46033

ActiveListed Sep 4, 2026 · 43 days on market

Key facts

Beds
3
Baths
3 full
Living area
2,800 sqft
Lot
0.26 acres
Year built
1976
Type
Residential · Single Family Residence
Stories
One
Garage
21 spaces
MLS #
22124321
County
Hamilton
Subdivision
Woodlands
Total building area
3,112 sqft

About this home

Fully Renovated Brick Ranch in Carmel Single Family Attached with Welcome to a home where every detail has been thoughtfully reimagined. This single-family brick ranch has been completely renovated and updated from top to bottom, offering the rare combination of classic curb appeal and true move-in-ready craftsmanship in one of the most sought-after school districts in the Midwest. Woodlands community offers pool, club house sports courts and a beautiful private lake. Step inside to soaring vaulted ceilings with exposed beam accents that instantly open up the main living space. New wide-plank luxury vinyl flooring flows throughout the great room, brick fireplace with a custom mantel and built-in shelving serves as the natural gathering point. Fresh trim, crown molding, and a neutral palette give the space a bright, airy feel that's ready for any design style. The fully remodeled kitchen features sage-green shaker cabinetry paired with crisp white uppers, quartz countertops, Stainless steel appliances, and an oversized single-basin sink with a pull-down black matte faucet. The finished lower level adds valuable flexible square footage - ideal for a media room, home gym, or playroom - while an unfinished mechanical area provides ample storage

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterRefrigeratorWasherMicrowaveElectric OvenWater Heater
Interior features
Attic AccessCathedral Ceiling(s)Bath Sinks Double MainVaulted Ceiling(s)
Kitchen
Kitchen Updated
Basement
DaylightFullPartially FinishedStorage Space
Fireplaces
1
Fireplace type
Great RoomMasonryLiving Room
Laundry
In BasementSinkLaundry Room
Security
Smoke Detector(s)
Rooms
8
Main-level bedrooms
3
Condition
Updated/Remodeled

Exterior

Exterior features
Fire Pit
Patio and porch
PatioPorch
Construction
Wood BrickBrick
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
AttachedGarage Door Opener
View
Trees/Woods
Other equipment
Smoke AlarmDehumidifier

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$565 / annually
Lot features
AccessCurbsSidewalksMature Trees
Community
ClubhouseFishingLakePoolSidewalksSuburbanTennis Court(s)
HOA fee includes
Association Home OwnersClubhouseTennis Court(s)
HOA amenities
Pool

Schools

Elementary school
Forest Dale Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$2,712 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,375per month, estimated
Principal and interest $1,966Property tax $226Insurance $137HOA $47
20% · $78,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$390,000
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